John Cho

WE'RE HIRING and we are LOCAL! Click the JOBS tab upper right.

********Online quoting is available for Car Insurance. Please reach out to us online, call, text, or visit for a quote today. My team is ready to help. *********

Spring brings a time for renewal and joy. Embrace the refreshing breeze, the vibrant colors of blooming flowers, and new beginnings. Our dedicated team is here to support you as we welcome this exhilarating season of growth and possibility. I’m here to help you protect what matters most—your family and your future. With life insurance and financial services, we can be there for you and your loved ones.

At John Cho's State Farm Agency, we are committed to providing you with the resources and expertise to enhance your financial awareness, and provide comprehensive insurance coverage. Give us a call to discuss financial and insurance options at 760 7584115.

We are located in the city of Oceanside and provide insurance and financial services throughout California and the San Diego area, including the local communities of Carlsbad, Vista, Bonsall, San Marcos, Encinitas, Olivenhain, Rancho Santa Fe, Cardiff ,Solana Beach, Carmel Valley and Del Mar. We pride ourselves on relationships and our friendly and quality 24/7 customer service.

As a business owner, husband, father of two, and an active member of the community, I understand how important it is to make sure your family and business are protected. I am a graduate of the University of Michigan, Ann Arbor... GO BLUE! I am a proud SFC parent... Go Eagles and a proud Wheaton College, IL parent...Go Thunder! And an active member in our local church, Advisory Board for The Salvation Army, Oceanside, and past VP & Prez and current proud member of Encinitas Business Exchange (EBX). I also have 36 years experience with State Farm.

My team (Sandy, Bruce, Kerrigan, Edwin and Catee) and I have over sixty years of combined State Farm experience and can help you with all your insurance needs with NO FEES and only ONE MONTH payment to start. We can help with car insurance and business vehicle insurance. We can also help with motorcycle insurance and e-bike insurance. We also insure golf carts. My office also focuses on life insurance and life-time income plans. Key person insurance is also available through my agency along with executive bonus plans and health insurance. Income replacement protection: both short-term income and long-term income insurance protection are available. FCB (LTCI) and med supplement insurance (Plans A,C,F,D,G,N) are available as well. Charitable Giving and Retirement and executive bonus plans are areas of focus. EPLI and car insurance are product lines offered along with Surety and Fidelity. We also offer pet insurance. Discounts over 40% when you bundle and much more including 24/7 customer service. Please contact our office for an insurance proposal. You can call, email, or text. My team and I are here to help, We are local and speak Spanish. NO fees and only one month down to start. We make it easy. #CustomerServiceMatters