John Cho

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********Online quoting is available for Car Insurance. Please reach out to us online, call, text, or visit for a quote today. My team is ready to help. *********

There are ONLY three more weeks of summer remaining. Whether the kids are back in school or you’re hitting the road or relaxing at home, having the right coverage means you’re protected from life’s surprises. I’m here to help you protect what matters most—your family and your future. With life insurance and financial services, we can be there for you and your loved ones. I offer life insurance in Oceanside and the entire state of CA and I am an experienced life insurance agent in San Diego County. Please reach out to my agency if we can help or provide a second opinion.

At John Cho State Farm Agency, we are here to help individuals and families protect what matters most. We are more than happy to help you with your Life, Financial Services and Auto needs in the Oceanside area. We can assist anyone from Carlsbad to San Diego and more with Motorcycle and Electric Vehicle insurance. Our commitment is to deliver prompt, professional, and courteous service every step of the way.

Give us a call to discuss financial and insurance options at 760 7584115.

We are located in the city of Oceanside and provide insurance and financial services throughout California and the San Diego area. This includes the local communities of Carlsbad, Vista, and Bonsall for anything insurance. If you are in San Marcos, Encinitas, and Olivenhain, we are here to help with Auto and Life and able to support you from Rancho Santa Fe, Cardiff, Solana Beach, Carmel Valley and Del Mar. We pride ourselves on relationships and our friendly and quality 24/7 customer service.

As a business owner, husband, father of two, and an active member of the community, I understand how important it is to make sure your family and business are protected. I am a graduate of the University of Michigan, Ann Arbor... GO BLUE! I am a proud SFC parent... Go Eagles and a proud Wheaton College, IL parent...Go Thunder! And an active member in our local church, Advisory Board for The Salvation Army, Oceanside, and past VP & Prez and current proud member of Encinitas Business Exchange (EBX). I also have 36 years experience with State Farm.

My team (Sandy, Bruce, Kerrigan, Edwin and Francisco) and I have over sixty years of combined State Farm experience and can help you with all your insurance needs with NO FEES and only ONE MONTH payment to start. We can help with car insurance and business vehicle insurance. We can also help with motorcycle insurance and e-bike insurance. We also insure golf carts and ATVs. My office also focuses on life insurance and life-time income plans. Key person insurance is also available through my agency along with executive bonus plans and health insurance. Income replacement protection: both short-term income and long-term income insurance protection are available. FCB (LTCI) and med supplement insurance (Plans A,C,F,D,G,N) are available as well. Charitable Giving and Retirement and executive bonus plans are areas of focus. EPLI and car insurance are product lines offered along with Surety and Fidelity. We also offer pet insurance. Discounts over 40% when you bundle and much more including 24/7 customer service. Please contact our office for an insurance proposal. You can call, email, or text. My team and I are here to help, We are local and speak Spanish. NO fees and only one month down to start. We make it easy. #CustomerServiceMatters