Skip to content
Español
Call
Text
(760) 758-4115
Profile photo of a State Farm Agent named: John Cho

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment
State Farm® Insurance Agent

John Cho

Office Hours

After Hours by Appointment

Address

3520 College Blvd
Suite 104
Oceanside, CA 92056-4658

Next to Hobby Lobby in the College Plaza Shopping Center

Profile photo of a State Farm Agent named: John Cho
5/5 average rating on Google (714 reviews)
Contact Us
Contact Us
Text Us
Map & Directions
Get ID Card

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Address

3520 College Blvd
Suite 104
Oceanside, CA 92056-4658

Languages

English, Spanish, German, Korean
Map Image

WE’RE LOCAL & WE’RE HIRING- Click the JOBS tab in the upper right corner to explore opportunities and join our team.

Online car insurance quoting is available now! Call, text, email, or stop by—we make it simple to get started

As 2025 begins to come to a close, it’s a great time to review your insurance and financial plans. Whether the kids are back in school, you're gearing up for the holidays, or simply taking a moment to regroup, having the right protection prepares you for whatever comes next. My team and I are here to help you protect what matters most- your family, your future, and your financial well-being!

At the John Cho State Farm Agency, we proudly serve Oceanside and the greater San Diego County area, including Carlsbad, Vista, San Marcos, Encinitas, Olivenhain, Rancho Santa Fe, Solana Beach, Del Mar, Carmel Valley, and beyond. We offer auto, life, and health insurance. We also help with motorcycle insurance, electric vehicle coverage, e-bike and golf cart insurance, as well as business vehicle insurance.

If you’re a business owner, we offer key person insurance, executive bonus plans, income protection, EPLI, and more. We can also assist with Med Sup Insurance (Plans A, C, D, F, G, N), long-term care coverage (FCB/LTCI), charitable giving, and pet insurance. With discounts of over 40% when you bundle, plus 24/7 customer service, we work hard to keep things simple and affordable.

As a long-time business owner, husband, father of two, and active member of our local community, I understand the importance of protecting your family and your business. I’m a proud graduate of the University of Michigan, former SFC parent, current Wheaton College, IL parent, and an engaged member of our local church, the Salvation Army Oceanside Advisory Board, and the Encinitas Business Exchange (EBX), where I’ve served as past VP and President.

I have over 36 years of experience with State Farm and lead a team with over 60 years of combined knowledge. Sandy, Bruce, Kerrigan, Edwin, and Francisco are ready to help with your insurance needs, offering local, bilingual service with no fees and just one month down to start. We speak Spanish, German, Korean, and English, and are here to help!

Give us a call or contact us online. We make it easy!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

FINRA’s BrokerCheck View Licenses

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

How to get out of debt

Debt can be easier to get in than out of. Check out these tips and strategies to learn more about effective debt reduction.

APR vs. interest rate on your car loan

How does vehicle loan interest differ from APR? How is APR calculated, and how does it affect your total payments and planning for a new or used vehicle?

View More Articles

Feeling More Batman

Scooter :15

Riddle Me This

Batman vs. Bateman :30 (Two-Face)

The mission of The John Cho State Farm Agency is to help individuals, families and businesses manage the risks of everyday life, recover from the unexpected and realize their dreams. We will do this by educating you so you can make informed decisions. We are committed to providing prompt, professional, and courteous service.

Available Positions
Account Associate - State Farm Agent Team Member

Oceanside, CA Full Time

Account Representative - State Farm Agent Team Member

Oceanside, CA Full Time

Customer Relations Representative - State Farm Agent Team Member

Vista, CA Full Time

Customer Service Representative - State Farm Agent Team Member

Carlsbad, CA Full Time

Receptionist - State Farm Agent Team Member

Oceanside, CA Full Time

Learn more about our agency and the career opportunities with us.
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.