State Farm® Insurance Agent John Cho
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Abby Day
August 5, 2026
"Sandy is the best!!!"
Hung W
August 5, 2026
"Sandy at John’s office had helped me out many times before with my insurance questions. My son recently got his driver’s license and is ready to drive on his own. I need to add him to our insurance and Sandy was able to help me with that quickly. I really appreciate her friendly service."
a young
August 3, 2026
"I just moved to California and needed an agent from state farm to transfer my car insurance for me. I found John Cho's office and they replied quickly and arranged for Kerrigan to contact me. I really want to give Kerrigan a big thumbs up. She matched my requirements quickly and accurately and gave me a satisfactory policy. This made me want to entrust her with the insurance for the house as well, and she once again gave me a satisfactory result. I'm extremely grateful for her help,her work is professional, patient and prompt. which enabled me to successfully complete my moving process."
"Your experience with Kerrigan is exactly why we love what we do! We’re thrilled to hear she was able to provide the guidance and support you needed while updating your car and home insurance during your move. We appreciate you choosing our team and look forward to continuing to be here for all your future insurance needs."
bertrando sinaga
August 3, 2026
"Recently moved in to Californa and Sandra Warren was amazing at her job! Making this process as streamlined and clear as possible. Was able to get a quote and seamlessly cancelled my out-of-state State Farm insurance and start a new one here. Highly recommended."
"What an amazing experience to hear about, Bertrando! We're delighted to know that Sandra Warren made your transition to California smooth and straightforward. Our team is always here to assist with your insurance needs, so feel free to reach out anytime."
Tom Levron
July 30, 2026
"John’s office is professional, speedy, and offers great service and care.
Sandra specifically has given us great service and goes the extra mile to make sure our interests and needs are being advocated well with State Farm.
Thank you!"
"Tom, hearing that our team has earned your confidence means a lot to us! We’re happy Sandra and everyone in the office have delivered the kind of attentive service we strive for. We appreciate your support and look forward to continuing to assist you."
Nicole Davis
July 29, 2026
"The staff are so very helpful and understanding. They care about their clients and do everythig they can to assist you when you need something. Sandy is top notch and has consistently showed our family care and concern. I highly recommend this office."
"Thank you, Nicole, for your kind words about our team. We're glad to hear that Sandy and the rest of the staff have been able to assist your family with care and understanding. Your recommendation means a lot to us."
Angela Fesi-Pouliot
July 28, 2026
"I love the all office team, Sandra is the very best, she is very professional, friendly, kind, and fast….
Sandra remembers me by hearth, she is recognize my voice, calls me by my first name, she is also a good advisor.
God bless Sandra and the all office team!"
"What a beautiful compliment, Angela! We’re so happy to hear Sandra and our office team have provided the kind of service that made you feel valued and supported. We appreciate your trust and are always here whenever you need us. God bless you too!"
sherrie smith
July 28, 2026
"Edwin was so friendly, knowledgeable and helpful on the phone. Thank you"
"Sherrie, we are thrilled to hear that Edwin was able to support you with his friendly and knowledgeable service. Remember, if you have any more questions or need further assistance with your insurance needs, our team is here for you. Together, we can navigate your journey with confidence!"
Kevin Post
July 26, 2026
"John is the nicest guy, and an absolute expert in his field! Since I met John, he has instructed me to "stay with my current State Farm agent unless I'm not happy with him"--which I have done-- yet John is still available for me anytime I have insurance questions or advise. I love State Farm (in general), and John is solid as a rock! This office is an easy referral for me, and I am happy to spread the word!
THANKS JOHN AND YOUR TEAM!!!!"
"It’s always a pleasure hearing from you, Kevin! We’re thankful to know our team has been a resource you can rely on for answers and guidance. Your support means a lot, and we’re grateful for the opportunity to continue serving you."
Deborah Farhat
July 25, 2026
"We had one small change to our policy and it was addressed within a couple of hours. Sandy responsed in record time! We are long time clients of Mr Cho's office."
"Your continued loyalty means so much to us, Deborah! We’re glad Sandy was able to make your policy update simple and efficient while providing the service you deserve. Thank you for trusting our team over the years—we’re always here when you need us."
Andrew Cooperman
July 23, 2026
"I have been with John for years and they are always available and helpful for all my needs. Recently, my newly ‘adulting’ kids have been acquiring vehicles and needing new policies that they were to be responsible for. Edwin assisted them both and had them both covered and educated on car insurance and starting to get them started on loyalty discounts"
"It means a lot to have customers who continue to trust our team through life’s changes, Andrew. We’re thankful Edwin was there to assist your kids with their new vehicle policies and help them feel confident throughout the process."
Tom Dawson
July 22, 2026
"John and Sandy were a great help. John is very knowledgeable about integrating todays insurance products. Sandy guided me through the process. They are a great team."
"Tom, we're delighted to hear that our team was able to assist you effectively with your insurance needs. It's great to know that their teamwork and expertise made the process smooth for you. If you ever have more questions or need further assistance, feel free to reach out."
Marty Schulman
July 22, 2026
""When I met John a few years ago I was impressed with his friendliness and his knowledge of the insurance business so we decided to switch to Sate Farm for our home, auto, and umbrella insurance. As an added bonus the premiums were around the same or lower than those we had with AAA insurance. I also switched to State Farm for my business liability insurance. John and his staff are easy to reach and stay on top of things for us. Highly recommended!!!"
Above was my recommendation from at least 10 years ago. Since then we have added eBike liability insurance at as cost of only around $40 per year. We continue to be extremely satisfied and we can't say enough about how easy it is to work with Sandy Warren as our primary agent in John's office. She is always very pleasant, knowledgeable, and readily available."
"It’s always special hearing from customers who have built a lasting connection with our team, Marty. We’re grateful for the opportunity to help with your different insurance needs and are happy John and Sandy Warren have provided the service and support you deserve."
Nia
July 20, 2026
"Fast and superb service!!!"
"We’re grateful for every bit of support, especially yours. Thanks, Nia!"
Maren Parker
July 19, 2026
"Edwin is very knowledgeable and helpful. He is fast and efficient with communication as well! Highly recommend!"
"Your recommendation is a wonderful compliment, Maren! We’re grateful to know Edwin’s expertise and attention to communication stood out during your experience. Thank you for allowing our team to assist you."
patricia hamilton
July 17, 2026
"he helped me with just what I needed to do
Edwin Song"
"Getting customers the help they need is what we’re here for, Patricia! We’re thrilled Edwin was able to provide the right support and make your experience a positive one. Thanks for taking the time to share your feedback."
Michael Ponce
July 16, 2026
"Sandra Warren and John have been a tremendous support to our household. Personalized service at every call. Rates have always been competitive. If you need value, support and a great insurance office, John Cho and Sandra are you team. Thank you Team Cho for many years of service."
"Michael, thank you for sharing your experience. We appreciate your business! I am delighted you mentioned Sandy in your review. All the best to your entire family.-John Cho"
Bob Heintz
July 14, 2026
"I must give Sandra glowing remarks. Her knowledge and expertise are excellent. It's obvious that customer care is very important to her. John is lucky to have such an ambassador."
"Your feedback means a great deal to our team, Bob. We’re proud to have someone like Sandra who goes above and beyond to provide helpful guidance and attentive service. Thank you for sharing your experience."
carla durler
July 9, 2026
"Been with this office for over 30 years. Have had claims for home and auto in that time as well as life changes as we age. All new policies and older existing policies have been seamless and the support when you have a need or questions answered are quick and thorough. Sandy Warren in the office is exceptional and I saw that with years of contact and help from her ever interaction is just amazing."
"Your continued loyalty means the world to us, Carla. We’re happy to hear that Sandy Warren has consistently provided the care and assistance you’ve needed through different stages of life. Thank you for allowing our team to serve you for the past 30 years!"
Diana Rodrigo
July 8, 2026
"SANDY AT STATE Farm is Always there when we need her ,She goes Above And beyond to help us with all our insurance needs very friendly and very professional and Always does it with a Smile."
"Diana, we’re so happy to hear how well Sandy has taken care of you! Knowing she’s been able to go the extra mile and support your insurance needs means a lot to our team. Thanks for sharing your experience with us."
Michael
July 7, 2026
"Edwin Song has been great - he’s always quick to respond and helps guide any questions I have."
"Michael, we really appreciate your kind words! We’re happy Edwin has been able to provide quick and helpful support when you need it. Thanks for being part of our agency."
Andrew Shakespeare
July 7, 2026
"Sandy Warren assisted our policyholder navigate the claim process for an out of state claim while he was working in Oceanside . Terrific customer service ."
"We're glad Sandy was able to assist with the out-of-state claim process while in Oceanside. Your feedback on our customer service is greatly appreciated. Thank you Andrew."
Justine Schmeiser
July 1, 2026
"Kerrigan was easy to connect with! She was very knowledgeable and patient! Thank you!"
" We're glad to hear that Kerrigan was able to assist you with her knowledge and patience. Your support means a lot to us! Thank you, Justine, for your feedback!"
Debbie Kretchmar
July 1, 2026
"Edwin was very responsive and had the answers to all of my questions - which were related to my homeowner and auto policies. Edwin was great!"
"Thank you, Debbie, for your feedback! We appreciate your support! Ensuring our clients receive top-quality service is always our priority, and we’re so pleased to hear we could assist you. If you ever have any questions, we’re just a phone call away!
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janeiry balderas
June 23, 2026
"Edwin was fantastic! Really takes care of you through every step of acquiring a new policy and is very knowledgeable. Thank you!"
"Thank you for sharing this, Janeiry! We’re glad Edwin was able to guide you through everything and provide the expertise you needed. We appreciate your trust."