State Farm® Insurance Agent John Cho
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Carolyn Inglis
March 21, 2025
5
out of
5
rating by Carolyn Inglis
"Big shoutout to John Cho and his team, specifically Sandy! We have been long time clients and they are always responsive, respectful and so knowledgable. Thank you to the team for supporting us and our business!!"
We responded:
"Carolyn, thank you for this wonderful review and for giving credit where credit is due - Sandy who is terrific. Thank you for trusting my Oceanside, State Farm Insurance Agency with your business and we are always here to help. Heard rumor it is Friday. Have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ResponsiveRespectulKnowledgable"
Denise Stoll
March 20, 2025
5
out of
5
rating by Denise Stoll
"Kerrigan has been extremely sweet, helpful and prompt with her follow-ups . I highly recommend her along with the rest of the staff."
We responded:
"Denise, thank you for writing this review and for recommending my State Farm Agency. Yes, Sandy is terrific. Please continue to take care. With gratitude, John Cho Denise, thanks for this follow up review and for the feedback on Kerrigan who is terrific. Hope you and your entire family are well. Enjoy the weekend. JC"
Manuel Bahena
March 20, 2025
5
out of
5
rating by Manuel Bahena
"Gracias a Bruce alto por apoyarme con mi aseguranza de autos aquí en oceanside habla español y es muy amable. También me apoya con pláticas de aseguranza de vida."
We responded:
"Manuel, thank you for this review and for recognizing Bruce. Delighted to read Bruce handled your automobile insurance and life insurance needs. I’ll be sure to share your comments with him. Thank you for your business and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
Sonja
March 20, 2025
5
out of
5
rating by Sonja
"I had the pleasure of working with Kerrigan and he was friendly, patient, professional and knowledgeable. He answered all my questions and even provided follow up. Thank you Kerrigan!"
We responded:
"Sonja, thank you for sharing your experience with Kerrigan from my State Farm Insurance Agency in Oceanside, CA. Kerrigan is everything you wrote and more. Thank you for your business and please reach out anytime we can help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #PatientProfessionalKnowledgeable"
Ricky B.
March 19, 2025
5
out of
5
rating by Ricky B.
"I had an issue with my card and had to ring them up to get the issue fixed. I was helped by an Edwin Song who was very kind and helpful in assisting me with resolving the issue. I was really pleased with the customer service skills. Would recommend."
Francisco Lopez
March 19, 2025
5
out of
5
rating by Francisco Lopez
"Quiero dar gracias a la oficina de John cho y a bruce alto por ayudarme con mi seguro de auto y casa y proteger mi familia."
Lawrence Mattoni
March 19, 2025
5
out of
5
rating by Lawrence Mattoni
"Edwin Song provided me today OUSTANDING CUSTOMER SERVICE in setting up a NEW Term Life Insurance Policy for my son Dominick Mattoni. The previous day he had email several Term Policy's for me to look at and digest. Edwin explained everything in detail to me about each policy and answered all my questions. Edwin is new to the team of John Cho, Sandy Sue, Bruce and Kerrigan. He will fit right in because they all provide OUTSTANDING CUSTOMER SERVICE. Edwin will be a GREAT ASSET to the team at State Farm in Oceanside, CA."
We responded:
"Wow! 👍Thank you Larry for this outstanding review and for recognizing my team members. We appreciate your business. Happy New Year! Cheers! - John Cho Larry, thank you for this follow up review AND delighted to read that Dominick has started his own personal life insurance program. Yes, my Oceanside, State Farm Insurance Agency is blessed to have Edwin as a team member. Thank you for your business. All the best! -JC "
Beth Stock
March 18, 2025
5
out of
5
rating by Beth Stock
"Excellent service, and fast!!"
Marina Almanza
March 18, 2025
5
out of
5
rating by Marina Almanza
"I highly recommend him, especially Bruce. He has helped me a lot and always answers all my questions. He is very kind and friendly. We have worked with him for more than 3 years as our insurance agent."
Jerry James
March 18, 2025
5
out of
5
rating by Jerry James
"Bruce and other staff from John Cho's State Farm Insurance Agency was quick with the service i needed and the experience was outstanding. I would highly recommend them to anyone who are looking for any reliable Insurance services."
We responded:
"Good morning Jerry. Thank you for this wonderful review, recommendation and for recognizing Bruce. I’ll be sure to let Bruce know about your review during our morning team meeting. Thank you for trusting my Oceanside, State Farm Insurance Agency with your insurance needs and we are always here to help. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ReliableServiceMatter"
Yare Delgado
March 15, 2025
5
out of
5
rating by Yare Delgado
"100% recommend! Bruce is helpful in everyway and always there to be reliable."
We responded:
"Thank you Yare for the 5⭐️ review AND for recognizing Bruce. Thank you for your business and have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
J Salem
March 14, 2025
5
out of
5
rating by J Salem
"Cannot say enough good things about John Cho and his State Farm office as well as Sandra on his team, they both deserve above 5 stars if I could give it, because they are always going above and beyond with customer service and their high level of expertise. I have often had to ask questions and get advice on insurance for my home and especially for my business, and autos and their response time, knowledge and customer service is top notch!"
We responded:
"Jen, thank you for trusting my agency and for the positive feedback. We strive to provide excellent service and respond in a timely manner. Happy Thanksgiving to your entire family- John Jenny, thank you for this follow up review from 5 years ago. We appreciate the relationship with your family and your trust in my Oceanside, State Farm Insurance Agency. Have a great weekend. Cheers! John Cho, State Farm Insurance Agent, Oceanside, CA #RelationshipsMatter"
Andres Marmolejo
March 13, 2025
5
out of
5
rating by Andres Marmolejo
"I've had the pleasure of working with Bruce as my car insurance agent, and I couldn't be more impressed! Bruce is knowledgeable, responsive, and genuinely cares about finding the best coverage for his clients. Bruce took the time to understand my specific needs and provided personalized recommendations that saved me money without sacrificing coverage. He is always quick to respond to my questions and concerns, and has consistently gone above and beyond to ensure I'm satisfied with my policy. I've already recommended Bruce to friends and family, and I wouldn't hesitate to do so again. If you're looking for an honest, reliable, and top-notch car insurance agent, look no further than Bruce!"
We responded:
"Andres, WOW! Thank you for this wonderful review and for the recommendation. Bruce is everything you shared and more. Thank you also for the referrals to my Oceanside, State Farm Agency. We appreciate the trust you have placed with us for your automobile insurance needs and we are always here to help. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #KnowledgeableResponsive&Caring"
Kim Alexis
March 13, 2025
5
out of
5
rating by Kim Alexis
"Edwin Song was very helpful, friendly and quick to help me with my request."
We responded:
"Kim, thank you for sharing your customer service experience with Edwin from my Oceanside, State Farm Insurance Agency. He is terrific! Thank you for trusting us with your insurance needs and continue to take care. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HelpfulFriendlyAndQuick"
Richard Muniz
March 13, 2025
5
out of
5
rating by Richard Muniz
"Edwin Song was very helpful on my call. Thanks!"
We responded:
"Richard, thanks for the 5⭐️ review and for recognizing Edwin from my State Farm Agency, Oceanside. Thank you for your business and reach out to us anytime we can help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
marcelino diaz
March 13, 2025
5
out of
5
rating by marcelino diaz
"I definitely recommend State Farm but when you call make sure you ask for Bruce Alto he was amazing super friendly and very knowledgeable he got me a great and he will also get a great deal also a plus is that he speaks Spanish"
We responded:
"Marcelino, thank you for the 5 ⭐️ recommendation and for recognizing Bruce! We appreciate your business. All the best! - John"
Justin Breh
March 12, 2025
5
out of
5
rating by Justin Breh
"Huge shout out to my guy Bruce Alto for hooking me up with a great deal on my life insurance policy went in for auto came out with a great bundle. His advice and kind nature definitely made this a smooth transition for my family and I. You guys are the best"
We responded:
"Justin, thanks for this positive feedback and for recognizing Bruce. I’m glad Bruce was able to take care of your life insurance and car insurance needs. We appreciate your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #LifeInsuranceSpecialists"
Jamal Gladden
March 11, 2025
5
out of
5
rating by Jamal Gladden
"Sandra Warren is literally the best person to help you with all your insurance needs! She goes above and beyond for her customers and will stop for nothing to get you the best deal and takes the time to look at everything on your policy to make sure you are covered.. Our daughter just got her first vehicle on Sunday and Sandra was so friendly and patient and informative and explained everything that she would need regarding coverages. She also worked with our budget to make sure we were covered not only on auto insurance but life insurance! Sandra you are a amazing part of the State Farm Family and it really is nice to know you are just a call away and actually care about your customers... Thank You for your continued excellent customer service and going the extra mile always!"
We responded:
"Jamal, WOW and thank you for this wonderful review and feedback. Sandy is amazing and I am blessed to have her as a team member in my Oceanside, State Farm Insurance Agency. Thank you for trusting us with your life insurance and car insurance needs AND we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #CaringAndFocusingOnYourNeeds "
Corey K Conn
March 10, 2025
5
out of
5
rating by Corey K Conn
"We had a complex issue with the owner of the car being out of state, new title, etc. Bruce, with John Cho's office was incredibly patient. I was worried about my young adult son having proper coverage and being out of state. Bruce explained the options, laws, etc, and we found perfect coverage. His patience and dedication to customer service is rare and so appreciated! I will recommend this office to all USMC friends going to Pendleton."
We responded:
"Corey, thank you and your family for your service to our country and for sharing your customer service experience with Bruce from my Oceanside, State Farm Insurance Agency. I just shared your review with Bruce and you put a big smile on his face. Thank you for trusting us with your car insurance business and we are always here to help. With gratitude, John Cho, CLU & ChFC-Stare Farm Insurance Agent, Oceanside, CA #CustomerServiceMattersAlways"
Melani quiroz
March 7, 2025
5
out of
5
rating by Melani quiroz
"I had the best and amazing help from Bruce. He was super helpful and answered all my questions! I had called him a couple more times back to back and did not mind at all to ensure I’m getting the best information. I’m super grateful to Bruce!"
We responded:
"Melani, thank you for this review and I will let Bruce know about your wonderful customer service experience from my Oceanside, State Farm Insurance Agency. Thank you for your insurance business and know that we are always here to help. The sun is shining and heard a rumor it is Friday. Have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #BeBestAmazingAndSuperHelpful"
Magaly Moreno
February 27, 2025
5
out of
5
rating by Magaly Moreno
"It was a pleasure speaking with Edwin! He is extremely knowledgeable and patient."
We responded:
"Good morning Magaly, thank you for recognizing Edwin from my State Farm Insurance Agency in Oceanside. He is everything you wrote and more. Thank you for your insurance business and take care. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #KnowledgeablePatientProfessional"
Buntha Chhuon
February 26, 2025
5
out of
5
rating by Buntha Chhuon
"I just got off phone with Kerrigan an it was a lovely experience as always. ..thank you for making life easier.. .she is loads of laughs.. .simply an Angel on earth. ...you guys are located in Oceanside an i im currently in San Diego area.. .thank you for ALL your help 🙏"
We responded:
"Thanks Buntha for sharing your experience with Kerrigan and my Oceanside, State Farm Insurance Agency. All of us appreciate the opportunity to be of service. Take Care! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AlwaysHereToHelp"
Sindy Sanchez
February 26, 2025
5
out of
5
rating by Sindy Sanchez
"I would like to share the wonderful help that Edwin Song did for me to get the best insurance rate for my car! I highly recommend Jonh Cho 100%"
We responded:
"Thank you Sindy for recognizing Edwin and for recommending my State Farm Insurance Agency in Oceanside 100% for your automobile insurance. We appreciate your business and we are always here to help. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #100%"
carloschivo1954 tostado
February 25, 2025
5
out of
5
rating by carloschivo1954 tostado
"Very pleased with the promptness and service of both Kerrigan and Bruce at this specific branch location of Mr. John Cho which manages my auto policy. Kerrigan and Bruce have been both very professional and accomodating. I could not ask for more!"
We responded:
"Carlos, thank you for this 5⭐️ review AND for recognizing Kerrigan and Bruce from my Oceanside, State Farm Insurance Agency. Both are terrific and passionate about customer service. Thank you for trusting us with your car insurance needs. Please reach out anytime if we can help. Take care. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #PromptProfessionalService "
Bipin Patel
February 25, 2025
5
out of
5
rating by Bipin Patel
"Excellent work related to our Trust"
We responded:
"Thank you Bipin! It was nice seeing you earlier today and getting caught up. Thank you for trusting us with your insurance needs and we are always here to help. All the best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ExcellentServiceMatters"