John Cho

"John Cho and Sandy are the most amazing people ever. Have been with state farm for many many years now. Any concerns or questions we may have regarding our auto, home, or life insurance policies they are always a phone call away and they always make sure we understand everything, terrific people, super helpful , we are treated like family."

"I recently worked with John and Sandy to get a new homeowners policy, umbrella insurance, and switch over my auto insurance to State Farm. They were both very knowledgeable and responsive to all my questions. The process was seamless and their rates were very competitive. I highly recommend reaching out to them for your insurance needs."

"Closing accounts from my brother passing away. Bruce which no longer works there waited to close one of the accounts a month after I emailed in. Tried to get a refund for the last payment since he has already passed Which was never sent out to me after all the information was stated in the email due to myself not living in the state. Also found out there was another account that needed to be closed. after 3 months still not resolved. Spoke to new employee that was going to send paperwork and that was never sent. Very surprised that's how business is done especially dealing with someone that just lost a family member!"

"Moved to Vista, CA and found John and Sandy to have excellent reviews. I was a current State Farm client and was looking to potentially switch agents based on new location and service expectations. Went into the office and experienced a positive vibe with clear, open, honest, and genuine communication along with a sense of humor in conversation. John helped to explain policy coverages as well as giving investment insight. It's great to have confidence in knowing things are taken care of and one less thing to worry about. Happy to have John and Sandy represent insurance needs. Thank you!"

"John Cho’s State Farm office in Oceanside, CA provides exceptional customer service with a personal touch. We’ve held multiple policies through this office over many years and have always been completely satisfied with their knowledge, experience and service. Many thanks, John and staff!"

"My husband and I started using John Cho's State Farm office when we moved to Oceanside in 2019. Since the first time we met him and Sandy Warren, also at his office, we felt we were in good hands with both of them and trusted them with our insurance needs, as well as Jasmine. We have our auto and homeowners with them and have always appreciated their prompt, courteous service and patience in explaining the intricacies involved in the various policies as well as reiterating things over and over again for people like us who are not that insurance savvy. I would highly recommend them for your insurance needs."

"My name is Starr Oliverez, I would really like too share my experience with State Farm, We have been with State Farm for 6yrs , in that time my friends even my daughter has encouraged us to go to an other company like AAA , But I tell them "No Never." Because to this day if I ever call the Oceanside State Farm office Sandy a State Farm representative will answer the phone she knows my voice , knows who iam and takes care of any need I've ever asked for help with not only very professional , knows exactly what to do and go's out of her way to solve it , but also makes me feel like family, I recently loss my Son she consoles me she really cares , i can depend on her wisdom and knowledge and her kindness is the reason I will NEVER leave State Farm ! John Cho thank you for your wonderful service , please tell Sandy we appreciate her !"

"My wife and I have been with State Farm for many years and our agent John Cho and his staff, especially his Assistant Sandy Warren has worked with us closely to meet our Insurance needs. Sandy has responded to all of our request courteously, efficiently and speedily solving each request professionally, and for that we rate her 5 stars..."

"I would like to take the time to write John Cho and his office a 5-star review! I am the clients relations manager for our company and whenever we have a client that works with John Cho's office with John, Sandra, Bruce or anyone else in this office they have nothing but positive words to say! This office is beyond supportive for each one of their clients and provide the upmost respect and professionalism. Their attention to detail to ensure each one of their clients is always taken care of is extremely admirable. Great job!"