State Farm® Insurance Agent John Cho
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Omar Hashimi
June 25, 2025
5
out of
5
rating by Omar Hashimi
"This State Farm branch is truly exceptional—offering top-tier service and an incredible team that goes above and beyond. Sandra Warren’s dedication to her clients is unmatched. I highly recommend choosing them for your insurance needs—make sure to ask for Sandra!"
We responded:
"Omar, thank you for writing this review and for recognizing Bruce, Sandy, and Jasmin. We thank you for your business and appreciate you recommending my agency. With gratitude, John Cho"
Kylie Falk
June 23, 2025
5
out of
5
rating by Kylie Falk
"I've had nothing but an amazing experience with this state farm agency. Edwin, specifically, has helped me navigate new changes and updates and has been super kind and incredibly helpful. He's gone above and beyond to make sure everything is accurate and finalized for me and has been super professional. I highly recommend. 5 stars."
We responded:
"Kylie, good morning and thank you for recognizing Edwin from my Oceanside, State Farm Car Insurance Agency. Thank you for your positive feedback and we are always here to help. Have a great week. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelpWithAccuracy"
Mathew Garcia Trevino
June 19, 2025
5
out of
5
rating by Mathew Garcia Trevino
"I switched to State Farm back in Q3 of 2024 and I could not be happier with my policy and the service. Since the first phone call, Kerrigan has been my go to for any questions that may come up or any alterations I may need. Even as I prepare to move out of state I plan to stick with State Farm for the foreseeable future. Could not recommend enough."
We responded:
"Mathew, welcome back and thank you for sharing your experience with Kerrigan from my Oceanside, State Farm Automobile Insurance Agency. Kerrigan is everything you wrote and more. Thank you for your business and we are always here to help. Heard a rumor it is Friday. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
Shanoa Pia
June 17, 2025
5
out of
5
rating by Shanoa Pia
"Today I spoke with Erwin on the matter of adding my adult daughter to my insurance bundle. Within a couple of hours, Erwin emailed a suggested proposal for us to get the ball rolling. Thumbs up! And Thank You!"
We responded:
"Shanoa, thank you so much for sharing your customer service experience with my State Farm Insurance Agency in Oceanside. I’ll be sure to share your review with Erwin. Thank you for your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ThumbsUpCustomerService"
Bill Burch
June 17, 2025
5
out of
5
rating by Bill Burch
"Sandra always takes great care of us, and our multiple policies."
We responded:
"Bill, Sandy is everything you shared AND more and I am blessed to have her on my team. Thank you for your business, trust all is well with you and your bride and we are always here to help. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #LikeAGoodNeighbor"
Christopher Franklin
June 16, 2025
5
out of
5
rating by Christopher Franklin
"Excellent service from Bruce on updating my plan."
We responded:
"Christopher, thanks for the review and for recognizing Bruce from my Oceanside, State Farm Insurance Agency. Hope your Monday is off to a great start. Thanks for your business and we are always here to help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ExcellentService Matters!"
Gail Wells
June 15, 2025
5
out of
5
rating by Gail Wells
"I recently moved to San Jose where I purchased a home. Sandy was instrumental in finding a new agent for coverage. I must let you know I received the best help, as I ever got from State Farm. you are lucky to have such a competent agent."
We responded:
"Gail, thanks for recognizing Sandy and for recommending my State Farm Insurance Agency here in Oceanside. I am blessed to have Sandy as an agent because she is terrific. Thank you for continuing to allow us to serve your insurance needs and we are always here to help. Enjoy the rest of your Sunday! With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelpRelationshipsMatter"
Elizabeth Hunten
June 13, 2025
5
out of
5
rating by Elizabeth Hunten
"Everyone at John Cho's State Farm office has been incredible to work with!! The service is white glove for sure. I especially want to mention Edwin who has gone above and beyond time and time again!!"
We responded:
"Mrs. Hunten, thank you so much for the shout out, 5⭐️ review and for recognizing Edwin who is terrific. Thank you for trusting my Oceanside, State Farm Insurance office with your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
Lise Clermont
June 11, 2025
5
out of
5
rating by Lise Clermont
"Sandra Warren was friendly, knowledgeable and answered all my questions. It was a pleasure working with you. I highly recommend them to anyone looking for an insurance agency."
We responded:
"Good morning Lise and thank you for recommending my Oceanside, State Farm Insurance Agency and for the shout out on Sandy. All of us appreciate your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #FriendlyKnowledgeableService"
Tim Martin
June 10, 2025
5
out of
5
rating by Tim Martin
"Every year about this time I get a friendly reminder from Sandy Warren that my professional insurance is due for renewal. Sandy has always been very helpful and very friendly. Kudos to Sandy!"
pedro bernon
June 10, 2025
5
out of
5
rating by pedro bernon
"I've been extremely satisfied with Sandra Warren for over 10 years. She's friendly, responsive and extremely professional. Call and ask for Sandy, she's the best!"
We responded:
"Pedro, thank you for this review and for recognizing Sandy. I am blessed to have her on my team. Thank you for your business and take care. With gratitude, John Cho"
Seth Keller
June 6, 2025
5
out of
5
rating by Seth Keller
"Just purchased motorcycle insurance for the year with the help of Kerrigan, very nice and helpful, made the process very smooth and hassle free. Thanks again Kerrigan!"
We responded:
"Seth, congrats on your recent purchase and thank you for trusting my State Farm Insurance Agency in Oceanside. Thank you for recognizing Kerrigan for her customer service. All of us appreciate your business and we are always here to help. Cheers to the weekend! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #NiceHelpfulSmoothAndHassleFree"
Josefa Escobar
June 6, 2025
5
out of
5
rating by Josefa Escobar
"Gracias por alludar me Bruce! La oficina de John Cho trabaja rapido y lo recomendo."
We responded:
"Josefa, thanks for the shout out, thanks for recognizing Bruce and thanks for trusting my State Farm Insurance Agency with your business. Heard a rumor it is Friday. Have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ServiceMatters "
Milika Poggemeyer
June 5, 2025
5
out of
5
rating by Milika Poggemeyer
"Working with Edwin was a great experience! I was able to get everything I needed handled in a timely fashion! Great experience."
We responded:
"Milika, thank you for sharing your 5⭐️ experience with Edwin from my Oceanside, State Farm Insurance Agency. Delighted to read Edwin handled your needs in a timely manner. Thank you for your business and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #GreatExperienceWithTimelyService "
Kristine
June 4, 2025
5
out of
5
rating by Kristine
"Thanks Sandy for all your help through my many questions! You are the BEST and get my highest recommendation!!"
We responded:
"Good morning Kristine and thank you for the recommendation and for recognizing Sandy. Thank you for trusting my Oceanside, State Farm insurance office with your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AlwaysHereToHelp"
Vinnie Samson
June 2, 2025
5
out of
5
rating by Vinnie Samson
"This was such a great experience insuring my new truck. Bruce was friendly, professional and well versed to my needs. I'm very pleased and would recommend this office to everyone."
We responded:
"Vinnie, thank you for sharing your experience with Bruce in my State Farm Insurance Agency in Oceanside. Bruce is everything you wrote and more AND I just shared your review with him. Thank you for trusting my office with your new truck insurance and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #FriendlyProfessionalWellVersed "
Oneida Altman
May 31, 2025
5
out of
5
rating by Oneida Altman
"Sandy is the absolute best!! She was very quick to get me a quote and to get my insurance active! 5 star service and please ask for Sandy!"
We responded:
"Thank you Oneida for recognizing Sandy with a 5 ⭐️ review from my Oceanside, State Farm Insurance Agency! Everything you wrote about Sandy is on point. Thank you for your insurance business, enjoy the rest of your Saturday and weekend, and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ServiceServiceService"
Bongyong Song
May 28, 2025
5
out of
5
rating by Bongyong Song
"I have been working with Sandy and John to optimize my home, auto, and umbrella policies. Sandy is professional, always available and quick to response with detailed information. She provided me with available options and suggestions for what to consider so that I can make informed decisions for my protection. I have been very happy with my experiences with both Sandy and John."
We responded:
"Dr. Song, thank you for this wonderful review and for recognizing Sandy who is terrific. We appreciate your business and wish your family a very Happy Thanksgiving. All the best! John"
Kelson Splavec
May 22, 2025
5
out of
5
rating by Kelson Splavec
"We are very happy with the service. Sandy is the best! She is always quick to respond, super knowledgeable and easy to work with."
We responded:
"Kelson, thank you for the shout out for Sandy and for trusting my Oceanside, State Farm Insurance Agency with your needs. Sandy is everything you shared and more. Thank you for your business and all of us are always here to help. Have a safe and enjoyable Memorial Day holiday. All the best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #QuickToRespondEasyToWorkWith "
Oscar Salcedo
May 22, 2025
5
out of
5
rating by Oscar Salcedo
"I always get great customer service from Sandy"
We responded:
"Oscar, thank you so much for your valuable feedback and for recognizing Sandy from my State Farm Insurance Agency in Oceanside. I’m very blessed to have her on my team. Trust this note finds you and your bride well. Thank you for your business and enjoy this Memorial Day weekend. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ExpectGreatCustomerService"
Dawn Dully
May 22, 2025
5
out of
5
rating by Dawn Dully
"OMG! Sandy Warren makes everything better! Her customer service and follow through are the best! I always know when I speak with Sandy, that everything will be taken care of! Thanks Sandy...D"
We responded:
"Dawn, thanks for recognizing Sandy from my Oceanside, State Farm Insurance Agency. Simply put - Sandy is terrific! Grateful for our relationship over the years, your insurance business and we are always here to help. Have a safe and wonderful Memorial Day weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToServeAlwaysHereToHelp"
Ernie Me
May 22, 2025
5
out of
5
rating by Ernie Me
"Sandra is my go-to person I can rely on. She consistently follows through with my questions and requests for insurance certificates and coverages"
We responded:
"Ernie, thank you for recognizing Sandy and for sharing your experience with my State Farm Insurance Agency in Oceanside. Sandy is terrific and I am blessed to have her on my team. Thank you for your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AlwaysHereToHelp"
Kayla
May 20, 2025
5
out of
5
rating by Kayla
"Called and Edwin picked up the phone today. He was very helpful, patient and professional. Was a quick chat updated my address then ask if my insurance will drop. Said no problem give me time to figure it out and will email you. Not even hour later I get a email. Thank you Edwin"
We responded:
"Kayla, thank you very much for this review and for recognizing Edwin. Thank you for trusting us with your insurance business and please reach out to us anytime if we can help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
Daniel Nieto
May 20, 2025
5
out of
5
rating by Daniel Nieto
"Edwin Song the account manager at the Oceanside location was very respectful and helpful to me this afternoon. Gave great costumer service performance. What a kind experience. Thank u Edwin."
We responded:
"Daniel, thank you for sharing your experience with Edwin at my State Farm Insurance Agency in Oceanside. I am extremely blessed to have him on my team. Thank you for trusting us with your insurance needs and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #CustomerServiceMatters"
Todd Blenker
May 19, 2025
5
out of
5
rating by Todd Blenker
"I have been with State Farm Insurance for 50 years. The one person I have worked with in the past 10 years is Sandy Warren. She is very customer oriented and always willing to review your policies and see where she can help to reduce cost and improve my coverage. I would highly recommend working with Sandy at State Farm."
We responded:
"Todd, thank you for sharing your experience with my State Farm Insurance Agency in Oceanside. Your shout out for Sandy rings true and I am blessed to have her on my team. Thank you for your business and please reach out anytime we can help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"