State Farm® Insurance Agent John Cho
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Ian Murdock
September 18, 2026
"I have been working with John and Sandy for, I believe, about 15 years now. Over this time, both have been extraordinary: professional, efficient, and ready and willing to provide and meet whatever insurance services myself and my wife might need - auto, homeowners, life insurance et al.
Aside from Sandy providing deeply detailed and informed information about any insurance product that I might be considering - or a change to an existing one - she has always, promptly and clearly, addressed any administrative concerns that I might have arise.
Most recently, as I’m approaching retirement age, I asked John if he would mind speaking with me regarding some significant financial planning questions that I had, as well as a few decisions I was pondering making related to those questions. I expected, or hoped, that the discussion would only take 15-20 minutes - not wanting to take too much of his time.
Consequently, with that goal in mind, I took the time to summarize my ideas via a fairly lengthy list of bullet points, as well as including some (mine) “reasoning” behind my potential moves. I also offered to pay him for the consultation.
John promptly agreed to talk with me, and we set up a virtual conference for a week or two later. Well, in short, John spent probably 35-45 minutes on the phone with me, listening to my expounded version of the written summary I had sent to him. He gave me his input, as well as additional guidance that he had sought out from a tax professional that he uses in his business - thus supplying me with possible, or potentially relevant tax implications, ones that any person ought to consider in this context.
John did not charge me any consultation fee for all of this sage and professional advice - not to mention the time that he spent doing so. I was extraordinarily grateful for his support and the willingness to meet with me, as making big life changes and decisions at this point in our lives - particularly ones that bear potentially notable monetary consequences, or worse yet mistakes - are not ones I wanted to make without bouncing the ideas off a couple of people (including professionals such as himself).
While this note or review was a bit lengthy, it was done so with the intent of crediting Sandy and John with the accolades that they most certainly deserve, and recommend anyone looking for an insurance team to strongly consider these two.
Sincerely,
Ian M."
"Hi Ian,
It’s been a pleasure being part of your journey over the years, and we’re grateful for the trust you’ve placed in our team. We’re happy to know we’ve been able to support you and your wife through important decisions and make things a little easier along the way. Thank you for allowing us to be part of your insurance and financial planning needs. Wishing you both all the best as you head into this exciting new chapter of retirement!"
garyweglarz
September 17, 2026
"We've worked with Sandy multiple times recently as we've been preparing to leave the country, closing claims, changing coverages, etc. She has been very prompt, helpful and pleasant to work with! She even helped us understand that we didn't need to accept a protection plan pushed by a storage facility, and that instead our own renter's policy could cover our belongings there. This allowed us to cancel the more expensive policy pushed by the storage facility, and continue to use our much better coverage under our current State Farm renter's policy. We couldn't be more pleased and grateful for Sandy's help and support with all of our pre-move preparations. Thank you Sandy! - Annie & Gary"
"Gary, thank you for this wonderful review and for sharing your experience with Sandy who is terrific!
Thank you for your business and safe travels.
Best!
John
"
Service Representative
September 16, 2026
"For your Auto Insurance Needs, Agent Sandy is the Best!! She goes above and beyond to insure you are taken cared of."
"You just gave our team another reason to smile! Agent Sandy will be thrilled to hear your kind words about her dedication to your auto insurance needs. We appreciate your trust in our agency and look forward to continuing to serve you."
Noah Bettinger
September 16, 2026
"Christian is amazing, quick and helpful. Pay him more $$$!"
"Noah, your kind words were such a nice thing to read! We're thrilled to hear that Christian made such a positive impact with his quick and helpful service. We appreciate your support and look forward to assisting with any future insurance needs."
Denise Santos
September 12, 2026
"Outstanding service!!! Many thanks to Sandy for providing excellent assistance!!! She’s always so helpful! I’m truly thankful for the amazing staff at State Farm John Cho!"
"DenIse, thank you for the kind words and for recognizing Sandy and Gina. We work very hard to provide outstanding service and are here to help. Thank you for allowing us to serve your family.
Cheers!
John"
Brian Momeyer
September 12, 2026
"Outstanding service from Edwin."
"Hi Brian, thank you for highlighting Edwin's outstanding service! Our team is committed to providing exceptional support, and it's great to hear Edwin made a positive impact. We appreciate your trust in our agency for your insurance needs."
William Miller
September 8, 2026
"Always professional, always prompt, great service."
"William, your five-star rating was a pleasant surprise we’re happy to receive!"
Annie Yahne
September 3, 2026
"Sandy was able to help me without any wait time. She was personable and professional. She helped me understand the choices I had in coverage and I was very appreciative for her guidance. Sandy made me feel like I was in very good hands. She was knowledgeable and has followed up with my requests for more information in a timely manner. State Farm is lucky to have her. She solidified my choice to stay with State Farm when I moved to a new state and had to choose a new agent! Thank you, Sandy!"
"Thank you, Annie, for sharing your experience with Sandy! We're delighted to hear how her personable and professional approach made you feel confident in your coverage choices. It's wonderful to know that her knowledge and timely follow-up have solidified your decision to stay with State Farm. If you ever need further assistance with your insurance needs, feel free to reach out to our team."
Laurie Judge
September 2, 2026
"Sandy,
I appreciate your expertise, efficiency and friendly manner. You are an asset to State Farm.
Laurie Judge"
"Laurie, your kind words about Sandy mean so much to our team! It’s wonderful to know her expertise and friendly approach made such a positive impression. We’re lucky to have her on our team, and we’re always here whenever you need a hand with your insurance!"
D Pratt
September 1, 2026
"Sandy is very efficient and handled our transaction quickly and easily"
"It means a lot to know Sandy was able to make your transaction quick and easy! Having someone who can take care of the details efficiently makes the whole experience that much smoother. Thanks for taking the time to share your feedback, and know that our team is always here when you need us!"
Michael Klein
August 31, 2026
"Sandy is fantastic! She is always there answering all of my concerns and she helps me out whenever I need an insurance help.
I have a client for 5 years and Sandy has always been available to answer any questions I have. I have worked with a lot agents during my career and Sandy is the best!"
"Michael, thank you for sharing your experience and the shout out for Bruce. Welcome to So Cal. Cheers! - John Cho"
Charles Cooper
August 25, 2026
"I typically work with Edwin for all of my insurance needs. He is always polite, professional, and very responsive. I appreciate how quickly he gets back to me and how easy he makes the process. Highly recommend Edwin for anyone looking for great insurance service!"
"Charles, knowing Edwin has made your insurance experience easy and stress-free means a lot to us! Thanks for taking the time to recognize his professionalism, responsiveness, and friendly approach. We truly value your recommendation and will be here whenever you need us!"
Jenny Perez
August 24, 2026
"I have been with State Farm for a couple of years now thanks to Christian. He took the time to understand what I was looking for and helped me find the best coverage for my daughter. He answered all of my questions and was very patient. He made the entire process feel easy and stress-free. I truly appreciated how much he cared about making sure we had the right protection for her future."
"Jenny, we’re honored you trusted Christian and our team to help with your daughter’s coverage! Knowing he made the process feel smooth and stress-free is exactly the kind of experience we strive to provide. Thank you for sharing your experience with us!"
Diana Magadan
August 22, 2026
"Have worked with Christian and very happy with the honest options for different types of insurance. Life and car insurance are what I have and I know I can always count on him with whatever I need"
"Diana, thanks for bringing some positivity our way with your review! It's great to hear that Christian has been able to provide you with honest options for your life and car insurance needs. We're glad you feel confident in counting on him, and our team is here to assist whenever you need help with your insurance."
Gerri Bautista
August 20, 2026
"Sandra is response time to my request and emails are impeccable. I received the insurance declaration with in 10 minutes of my email. I have a unit closing escrow and her assistance was perfect. Thank you, Sandra."
"It's great to hear that Sandra's prompt response and assistance made your unit's escrow closing process smoother. We're glad to have been able to support your insurance needs efficiently. If you ever need further assistance, feel free to reach out. Thank you for your feedback, Gerri!"
Monica Hernandez
August 18, 2026
"Sandy is very helpful, I appreciate her fast response and help! Thank you"
"Monica, thanks for sharing this with us! It’s great to know Sandy was quick to respond and able to get you the help you needed. We’re always here if another insurance question comes up or you need a hand with anything else!"
Elise Edward
August 17, 2026
"Sandy was super helpful and get everything done so quickly! Sandy also followed up with me when i dropped the ball on communication a few times, which i appreciated."
"Elise, it sounds like Sandy kept everything moving smoothly and made sure you had the communication you needed! We’re pleased she was able to assist you efficiently. Thank you for taking the time to share your experience and recognize her help!"
Blake Barker
August 14, 2026
"Sandy and john are great and helped me out! Fast and super nice people"
"Blake, thanks for taking a moment to share your thoughts! We're glad to hear that we were able to assist you quickly and with kindness. If you ever have more insurance needs or questions, feel free to reach out to our team."
Sandi
August 14, 2026
"Perfection! The office manager, Sandy is a pleasure. She is amiable and efficient! Thank you for making an unpleasant situation a a lot easier."
"Sandi, it’s wonderful to hear that Sandy made your experience easier and more pleasant! We’re grateful she was able to provide the kind of support you needed. Thank you for taking the time to share your experience and recognize her efforts!"
Amanda Duchardt
August 10, 2026
"I'm a long time State Farm customer and recently needed to make changes to my policy. Edwin was super helpful and quickly resolved my request."
"Amanda, we sincerely appreciate your feedback and your loyalty as a State Farm customer. It’s wonderful to know that Edwin was able to assist you effectively with your policy changes. If you have any more questions or require further assistance with your insurance, please don’t hesitate to contact our team."
Abby Day
August 5, 2026
"Sandy is the best!!!"
"Your five stars are a great compliment, Abby. Thanks for letting us be part of your insurance experience!"
Hung W
August 5, 2026
"Sandy at John’s office had helped me out many times before with my insurance questions. My son recently got his driver’s license and is ready to drive on his own. I need to add him to our insurance and Sandy was able to help me with that quickly. I really appreciate her friendly service."
"Hung, it's good to know you've been taken care of! It's great to hear that Sandy was able to assist you with adding your son to your insurance and that her friendly service made the process smooth for you. If you have any more questions or need further assistance with your coverage, feel free to reach out to our team."
a young
August 3, 2026
"I just moved to California and needed an agent from state farm to transfer my car insurance for me. I found John Cho's office and they replied quickly and arranged for Kerrigan to contact me. I really want to give Kerrigan a big thumbs up. She matched my requirements quickly and accurately and gave me a satisfactory policy. This made me want to entrust her with the insurance for the house as well, and she once again gave me a satisfactory result. I'm extremely grateful for her help,her work is professional, patient and prompt. which enabled me to successfully complete my moving process."
"Your experience with Kerrigan is exactly why we love what we do! We’re thrilled to hear she was able to provide the guidance and support you needed while updating your car and home insurance during your move. We appreciate you choosing our team and look forward to continuing to be here for all your future insurance needs."
bertrando sinaga
August 3, 2026
"Recently moved in to Californa and Sandra Warren was amazing at her job! Making this process as streamlined and clear as possible. Was able to get a quote and seamlessly cancelled my out-of-state State Farm insurance and start a new one here. Highly recommended."
"What an amazing experience to hear about, Bertrando! We're delighted to know that Sandra Warren made your transition to California smooth and straightforward. Our team is always here to assist with your insurance needs, so feel free to reach out anytime."
Tom Levron
July 30, 2026
"John’s office is professional, speedy, and offers great service and care.
Sandra specifically has given us great service and goes the extra mile to make sure our interests and needs are being advocated well with State Farm.
Thank you!"
"Tom, hearing that our team has earned your confidence means a lot to us! We’re happy Sandra and everyone in the office have delivered the kind of attentive service we strive for. We appreciate your support and look forward to continuing to assist you."