State Farm® Insurance Agent John Cho
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Carter Cooperman
May 29, 2026
"Excellent experience. I was assisted by Edwin Song, who was very accommodating, responsive, and happy to help."
"Thank you, Carter, for sharing your experience with us. We're glad to hear that Edwin was accommodating and responsive during your visit. We appreciate your feedback and look forward to assisting you again in the future."
Daisy Teresa
May 26, 2026
"John Cho & Sandy Warren are an amazing team they're quick to respond whenever you have questions or need anything."
Steven Ward
May 20, 2026
"I had a question regarding a mailed questionnaire about current home replacement values. My last one was in 2010. Edwin Song at John Cho's office gave me clear instructions. We filled out the questionnaire on the phone. Simple"
"Thank you, Steven, for sharing your experience. It's great to hear that Edwin was able to assist you with the questionnaire over the phone. We appreciate your feedback and support. "
Dawn Dully
May 20, 2026
"OMG! Sandy Warren makes everything better! Her customer service and follow through are the best! I always know when I speak with Sandy, that everything will be taken care of! Thanks Sandy...D"
"Dawn, thanks for recognizing Sandy from my Oceanside, State Farm Insurance Agency. Simply put - Sandy is terrific! Grateful for our relationship over the years, your insurance business and we are always here to help. Have a safe and wonderful Memorial Day weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToServeAlwaysHereToHelp"
Drora Oren
May 20, 2026
"We are newcomers to CA and needed a knowledgeable and experienced insurance agent. A neighbor recommended John Cho State Farm agency. We were lucky to meet Sandy Warren who's been taking a good care of us. Thank you, Sandy! More than 3 years later: we are still with the same insurance because Sandy Warren is a knowledgable and friendly insurance agent. She has always responded quickly to our questions and requests. We appreciate you, Sandy!"
"Drora, thank you for this review and for recognizing Sandy who is exactly as you described and focused on customer service. I just shared your review with her and you made her day. 😎 Thank you for your auto and property and casualty insurance business AND welcome to Oceanside, CA! With gratitude, John"
gerina st amant
May 19, 2026
"I needed to suspend my auto insurance because my car isn't working right now. Edwin was very helpful, polite and answered some questions for me"
"Thank you, Gerina, for sharing your experience. I'm glad Edwin could assist you with suspending your auto insurance and answer your questions. We appreciate your feedback and support. "
C MO
May 19, 2026
"Edwin was amazing and this agency has been great to work with. Made the transition seamless and easy as well as quick 5 stars!!!"
"Thank you for sharing your experience with us. We’re delighted to hear Edwin and the team helped make your transition smooth, efficient, and stress-free. Your support and trust are truly appreciated."
Marie
May 19, 2026
"Edwin's attention to detail, follow through and commitment to his work is incomparable. If you are looking for an agent that will keep you first...Edwin is the man! Thank you Edwin!"
"Thank you, Marie, for recognizing Edwin's dedication and commitment. We're glad to hear he has made such a positive impact on your experience. Your feedback means a lot to us! "
Yoko Tashiro
May 18, 2026
"I am happy to have found this State Farm Office. I have had the best customer service with Sandy. She is prompt to return my phone calls and email inquires. She is awesome!!!"
"Thank you, Yoko, for taking the time to share your experience with us. We’re delighted to hear that Sandy has been providing excellent service and responding promptly to your needs. Your feedback and support are truly appreciated!"
Lucas Loyola
May 13, 2026
"Helpful"
"Thank you for your feedback, Lucas. We're glad to hear you found our service helpful. If you have any more questions or need assistance, feel free to reach out."
Ghassan Ganim
May 12, 2026
"It has been very pleasant working with sandra warren at statefarm oceanside. No matter what i need or ask she is always very responsive and informative. Much appreciated in making my life easier."
"Jason, thank you for recognizing Sandy. She is terrific. Thank you for your business and I hope you and Andrea and the entire family are doing well. Cheers! John Cho"
Yeonil
May 8, 2026
"I recommend here! Eeryone here is friendly, professional, and genuinely cares about helping their customers. They took the time to answer all my/my family’s questions and made the whole process easy and stress-free. It’s rare to find a team that combines great customer service with such a warm, personal touch. Shout out to Sandy! That’s why my family’s been with them for many years!"
"Thank you, Yeonil, for your recommendation and for highlighting the friendly and professional service you experienced with us. We're glad to hear that Sandy and the team could make the process easy and stress-free for you and your family. We appreciate your loyalty over the years!"
B Cosby
May 6, 2026
"The ENTIRE team and John are amazing at this State Farm! We have used them for over 15 years for all of our insurance needs. They are always friendly, accessible and solve our issues promptly! Edwin S. helped me with a lingering issue today and he fixed it within minutes and emailed me a confirmation! Great office and we are thrilled to work with them!"
"Thank you, B Cosby, for your kind words and for being with us for over 15 years! We're glad Edwin could resolve your issue quickly and appreciate your trust in our team. Looking forward to continuing to serve your insurance needs."
Frank Lance
May 5, 2026
"Always do a nice job for me and our company Sandra always takes good care of us Thank you Sandra"
"Thank you Frank! Have a great weekend. All the best, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #PersonalAndBusinessInsurancePros"
Coastal Carts San Diego
April 30, 2026
"Sandy has been taking care of our insurance for decades. Fast response and affordable rates."
"Thank you for your review. We're glad to hear that Sandy has been providing you with fast responses and affordable rates over the years. Your trust and long-term support mean a lot to us. "
Ray Sykes
April 27, 2026
"Sandy Warren is the most helpful and friendly person I have had to deal with regarding my automobile dealings in many years. Thanks to her it is almost a pleasure. I just wish the mechanics, autobody, and salesmen were anything like her, especially the insurance adjusters from that OTHER insurance company that I was recently dealing with."
"Thank you, Ray, for your kind words about Sandy Warren. We're glad to hear she made your experience with us enjoyable. If you need any further assistance, feel free to reach out."
Donna Tusack
April 21, 2026
"Just another great review for the fast, efficient and knowledgable service I get with State Farm, John Cho Office in Oceanside. I called yesterday around 5pm with a problem concerning my declaration of insurance for my mortgage. Sandy took down the information and said she would have it resolved by early next morning. Sure enough this morning everything was resolved. Sandy communicates well, always is cheerful and takes care of any issue promptly! OUTSTANDING SERVICE FROM SANDY! Extremely pleased with the quick and thorough response from Sandy! She provides the best customer service. Again, I want to give an excellent review for this office staff especially Sandy and the help she continues to give me. Called today and Sandy was so very helpful in answering my questions and sending me additional information. Kudos to her outstanding customer service!! I am very pleased with the customer service and response time I have received from John Cho and his staff. I want to give a special shout out to Sandy that works in the office. She has helped me numerous times and each time has handle my questions or issues thoroughly, efficiently and with respect. I would highly recommend this office to service your insurance needs."
"Donna, thank you for taking the time to provide feedback from my State Farm Insurance Agency in Oceanside and for the recommendation. Special thanks for recognizing Sandy and her customer service. Thank you for your business and please reach out anytime we can help. Have a great evening. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, CA #ServicePlusBecauseServiceMatters"
Atwood Jim
April 20, 2026
"Many thanks to Sandy. She is kind, professional and delivers excellent customer service...the real deal"
"Thank you, Jim, for your feedback. We're grateful for your recognition of Sandy's professionalism and excellent customer service. Your support means a lot to us."
Marilyn Leifer
April 17, 2026
"We worked With Sandra for years and she’s always been helpful."
"Thank you, Marilyn, for your feedback. We're glad to hear that Sandra has been helpful over the years. Your support means a lot to us."
Ranger Reviewer
April 16, 2026
"I want to take a moment to highlight the outstanding work of Sandra Warren at John Cho State Farm in Oceanside, CA. She is a real professional who has always been responsive and helpful, providing us with top service for our commercial insurance needs. Our ministry has been a client of John Cho State Farm's for nearly 20 years and we are so grateful they have been there for us through all our ups and downs. I highly recommend them and also Sandra Warren if you are looking into insurance for your business or other needs."
"Thank you for taking the time to share your experience with Sandra Warren and our team. We're grateful for your continued trust over the past 20 years and are glad to hear that Sandra has been able to meet your commercial insurance needs. Your recommendation means a lot to us."
Gabriela Carlos
April 12, 2026
"Working with Sandy W. is a treat! She is super knowledgeable, efficient, and helpful! Sandy was able to help me with my troubles as well as set me up for success. Sandy W. is an amazing rep"
"Thank you, Gabriela, for your kind words about Sandy W.! It's great to hear that she was able to assist you effectively and set you up for success. We appreciate your feedback and look forward to continuing to serve you."
Gabriel Nolasco
April 10, 2026
"Office Manager Sandy Warren is extremely helpfully. She answers all my questions in a timely manner."
"Thank you, Gabriel, for your feedback. We're glad to hear that Sandy was able to assist you effectively and answer your questions promptly. Your support means a lot to us."
Devin I
April 9, 2026
"Edwin has been great to work with"
"Thank you, Devin, for your feedback! We're glad to hear that Edwin has been great to work with. Your support means a lot to us."
John Manson
April 9, 2026
"Sandy at John Cho's office is exceptional. She is absolutely wonderful. Such a treasure trove of information! You have a great team, John Cho!!!"
"Thank you, John, for your kind words about Sandy. We're glad to hear she could provide you with the information you needed. Your support means a lot to our team! "
Matthew Lee
April 9, 2026
"Kerrigan made switching my insurance after relocation super easy! Super kind and easy to talk too."
"Thank you, Matthew, for the 5 stars! We're glad Kerrigan could assist in making your insurance switch smooth and straightforward. We appreciate your feedback and support."