State Farm® Insurance Agent John Cho
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Tammy Drummond
November 7, 2025
5
out of
5
rating by Tammy Drummond
"We have been with State Farm since 1987. We needed a new agent in CA and picked one out of book. We were with them for 3 years, but we were not happy. We found John Cho online with great reviews. We have been very happy we switched. We met with them, went through the policy and they followed up immediately and it was accurate. Thank you. I would recommend if you are not happy with your current agent."
We responded:
"Tammy, thank you for the shout out and it was a pleasure meeting you and Richard. Thank you for trusting my Oceanside, State Farm Agency with your insurance needs and we are always here to help. Best! John Cho, CLU & ChFC-State Farm InsuranceAgent, Oceanside, CA #RelationshipsMatter"
Georgina Garcia
November 7, 2025
5
out of
5
rating by Georgina Garcia
"Thank you Bruce you always help me with my auto insurance and life insurance needs."
We responded:
"Thank you, Georgina, for trusting us with your insurance needs. Bruce is committed to providing the best service possible, and it's great to hear he's been helpful to you. We're here whenever you need us."
William Stetler
November 7, 2025
5
out of
5
rating by William Stetler
"We’ve been with State Farm’s for 15+ years. Sandy Warren is the voice I want to hear when I call. She is friendly, professional and knowledgeable about all things insurance. Her service is prompt and efficient. Sandy is my go to lady. Thank you Sandy for all you do."
We responded:
"Thank you William for this wonderful recognition of Sandy and our relationship over the years. Thank you for trusting my Oceanside, State Farm Insurance Agency with your needs and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, CA #RelationshipsMatter"
Cesar Martinez
November 5, 2025
5
out of
5
rating by Cesar Martinez
"I just interacted with Edwin song as he helped me with my insurance policy and I gotta say we need more people like him in customer service."
We responded:
"Cesar, thank you for this feedback from my Oceanside, State Farm Insurance Agency AND for recognizing Edwin. I could not agree more. Definitely need additional people like Edwin. Thank you for your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #CustomerServiceMatters!"
Thomas Mochizuki
November 4, 2025
5
out of
5
rating by Thomas Mochizuki
"Received help from Edwin. Good communication and friendly. Recommended for all your insurance needs!"
We responded:
"Thomas, thanks for your feedback, recommendation AND for recognizing Edwin from my Oceanside, State Farm Insurance Agency. Edwin is everything you shared and more. Thank you for your business and we are always here to help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ServiceAndCommunicationMatters"
Brianna Spinos
November 4, 2025
5
out of
5
rating by Brianna Spinos
"Super efficient and quick service getting my new car added to my policy."
We responded:
"Brianna, thanks for the positive feedback from my Oceanside, State Farm Insurance Agency. I’ll be sure to share your comments during our morning team meeting. Thank you for your business and we are always here to help. Have a great week. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #EfficentAndQuickServiceMatters"
Cristobal Castillo
November 3, 2025
5
out of
5
rating by Cristobal Castillo
"Bruce me ayudó con mis documentos recomienda esta oficina si necesitas apoyo con tu aseguranza de auto."
We responded:
"Cristobal, thank you very much! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ServiceMatters"
Gary Larrabee
October 30, 2025
5
out of
5
rating by Gary Larrabee
"Sandy Warren has done a great job assisting me with my insurance needs. Sandy is easy to get a hold of and when she is busy she gets back to me in a timely matter. She also does a great job explaining my policies to me I have been using State Farm for many years and would recommend this Insurance Company to my family and friends. Thank You."
We responded:
"Gary, thank you for this detailed review AND for recognizing Sandy from my Oceanside, State Farm Insurance Agency. Sandy is everything you shared and more. I am blessed to have her on my team. Thank you for trusting us over the years with your insurance needs and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ServiceMattersRelationshipsMatter"
Anesia Smith
October 30, 2025
5
out of
5
rating by Anesia Smith
"Personal automobile insurance with John's office has been a breeze. The staff is always friendly and helpful whenever I call or have questions about my policy. Would definitely recommend as a local agent for personal auto insurance. Their rates are still lower for me than any other insurance that attempts to beat their rates. I can always hear their smiles on the phone. 😊😊😊"
We responded:
"Good morning Anesia and thank you for sharing your car insurance experience with my Oceanside, State Farm Insurance Agency. All of us at my agency appreciate your business and we are always here to help. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AutomobileInsuranceSpecialists"
Nestorj
October 30, 2025
5
out of
5
rating by Nestorj
"Bruce Alto helped me update my insurance personal information due to a change in my email address. Always a pleasure working with him."
We responded:
"Nestorj, thank you for this valuable feedback on Edwin from my State Farm Agency, Oceanside. I’ll be sure to share your kind words with him. Thank you for your business and I hope you are having a great Friday evening and enjoy the rest of your weekend. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #WeUnderstandYourNeeds "
Drora Oren
October 24, 2025
5
out of
5
rating by Drora Oren
"We are newcomers to CA and needed a knowledgeable and experienced insurance agent. A neighbor recommended John Cho State Farm agency. We were lucky to meet Sandy Warren who's been taking a good care of us. Thank you, Sandy!"
We responded:
"Drora, thank you for this review and for recognizing Sandy who is exactly as you described and focused on customer service. I just shared your review with her and you made her day. 😎 Thank you for your auto and property and casualty insurance business AND welcome to Oceanside, CA! With gratitude, John"
John Vieceli
October 17, 2025
5
out of
5
rating by John Vieceli
"I've been very happy with State Farm and John Cho's office. Both Edwin and Kerrigan have helped me with various issues and provided great service and support."
We responded:
"John, thank you for taking the time to share your experience with my State Farm Insurance Agency in Oceanside AND for recognizing both Edwin and Kerrigan. Thank you for your business and we are always here to help. Have a wonderful weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #GreatServiceMatters"
Peter Li
October 16, 2025
5
out of
5
rating by Peter Li
"Edwin=A+"
We responded:
"Thank you Peter for the A+ rating for Edwin who is terrific. Thank you for trusting my Oceanside, State Farm Agency with your insurance needs and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #A+Service"
David Lovejoy
October 16, 2025
5
out of
5
rating by David Lovejoy
"We have been with State Farm for many years (30+), and have always been pleased with the product and service. John Cho has always been responsive. Recently, his coworker Edwin Song helped us upgrade our homeowners coverage; due to rising construction costs. He was helpful and efficient explaining our options"
We responded:
"David, thank you for this wonderful review and for recognizing Edwin. All of us appreciate your business over the many years and for the trust you and Nina have placed in my State Farm Insurance Agency, Oceanside. Please reach out any time we can help. All the best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ServiceMattersAllTheTime"
Tess M. Estoque
October 15, 2025
5
out of
5
rating by Tess M. Estoque
"Thank you Sandy for an excellent job."
We responded:
"Tess, thank you very much for recognizing Sandy from my State Farm Insurance Agency in Oceanside. All of us appreciate the opportunity to be of service and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, CA #HereToHelp"
Nathan Giordano
October 13, 2025
5
out of
5
rating by Nathan Giordano
"Sandra from this office has been helping me for years! She always has the information I need and is fast and efficient whenever I need to change or update policies. Thanks Sandra!"
We responded:
"Nathan, thank you for sharing your experience with Sandy from my Oceanside, State Farm Insurance Agency. I am blessed to have her on my team and I just shared your review with her. Thank you for your business and reach out to us anytime we can help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #FastAndEfficientServiceMatters"
Erik Tappin
October 11, 2025
5
out of
5
rating by Erik Tappin
"Long standing client and always have a good experience. Sandy is great!"
We responded:
"Erik, thank you for recognizing Sandy AND thank you for our long standing relationship over the years . Thank you for trusting my Oceanside, State Farm Insurance Agency and we are always here to help. Looks like a beautiful Saturday morning. Have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #RelationshipsMatter"
Guillermo Aguilar
October 10, 2025
5
out of
5
rating by Guillermo Aguilar
"Once again finding solutions with the State Farms agency of Oceanside and especially with Bruce, an excellent agent always willing to help by finding solutions to situations with my Car insurance, but also with the satisfaction of finding empathy with their service. Excellent agent Bruce, thank you very much 🙏🏼."
We responded:
"Guillermo, thanks for sharing your experience and for highlighting Bruce’s wonderful qualities from my Oceanside, State Farm Agency. Thank you for your business and take good care of yourself. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #RelationshipsWithYourAgentMatter"
Patrice Small
October 10, 2025
5
out of
5
rating by Patrice Small
"Edwin was great with setting me up with my car insurance he explained every detail and answered all my questions. Responded to my emails quickly I must say this is the best feeling knowing he heard me when I expressed my concerns about insurance thank you Edwin!!!!!!"
We responded:
"Patrice, thank you for sharing your car insurance experience with Edwin from my Oceanside, State Farm Insurance Agency. I’ll be sure to share your review with him. Thank you for your business and we are always here to help. Heard a rumor it is Friday.😎 Have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelpPersonalServiceMatters"
Jacquelynn Bruce
October 8, 2025
5
out of
5
rating by Jacquelynn Bruce
"Last Friday, I called St. Farm to inform them of my newly purchased car. Edwin assisted me immediately. He was professional, knowledgeable, quick, and polite. He is an asset to your company. Thank you, Edwin I hope you enjoy your lunch. You deserve it! Jacquelynn B."
We responded:
"Jacquelynn, thank you for taking the time to share your experience with my agency and for recognizing Richard and Sandy. So glad we were able to help. Thank you for allowing me to be your State Farm Agent and I hope this note finds you well. Please take good care of yourself and Happy New New! With gratitude, John Cho"
Jean&Bill Boston
October 8, 2025
5
out of
5
rating by Jean&Bill Boston
"Once again, I needed help in getting information to State Farm Life Insurance. I am not a customer personally of State Farm, but when I walk into John Cho's office, I am treated as though I were someone they do business with. On Oct. 2nd, it was Sandy Warren who was so nice to me. She handled my request with smiles and efficiency!! Thank you, Sandy!!"
We responded:
"Jean & Bill, thanks for stopping by my State Farm Insurance Agency in Oceanside and delighted to read Bruce took good care of you. Thank you for your business and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #GoodNeighborAgent"
Paul
October 8, 2025
5
out of
5
rating by Paul
"Sandy has been very helpful over the years"
We responded:
"Paul, thank you for recognizing Sandy. I’ll be sure to share your review with her. Have a great evening. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #RelationshipsMatter"
Angelo Acosta
October 7, 2025
5
out of
5
rating by Angelo Acosta
"Amazing worker and fast to business"
We responded:
"Thank you Angelo! Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #WeCareYouMatter"
Gabe Chavez
October 7, 2025
5
out of
5
rating by Gabe Chavez
"Big thank you to these guys. Bruce Alto always returns my emails in a timely manner and helps me with any questions I have. When searching for motorcycle insurance, Bruce helped me with patience and diligence. Thanks again!"
We responded:
"Gabe, thank you for this review AND for recognizing Bruce. Congrats on the motorcycle and thank you for trusting my State Farm Insurance Agency in Oceanside, CA. Best! John Cho, CLU & ChFC-State Farm Motorcycle Insurance, CA #PromptServiceAndFollowUpMatters"
Steven Richardson
October 7, 2025
5
out of
5
rating by Steven Richardson
"Edwin was been great at getting my policy updated and refreshed. Thank you so much"
We responded:
"Thank you Steven for sharing your experience with Edwin from my Oceanside, State Farm Insurance Agency. I’ll be sure to share your review with him. Thank you for your business and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AlwaysHereToHelp"