John Cho

"I have been a customer of this location since December, 2015. John Cho and his team are quick to respond, professional, and very friendly. I recently had to file a claim for a stone chip on my windshield. I sent an email on a Sunday and on Monday, the glass company called me with all the details ironed out. Excellent service! Highly recommend John Cho and his team at State Farm."

"Since I moved to vista at 2004 , I have a all my cars , homes , life insurance with John State Farm . He is very reliable and all the employees are helpful. They speak bi-lingual , it is really helpful. Sandy will respond right away, whenever you need help. I have a good experience with them so Highly recommend “John Choi State Farm “"

"John: A good chance to follow up your note, as this a.m., I was thinking of you and the great service we have received from both your local folks, as well as nationally. We are almost near the end of the project -----so final, final is still a few days away in one bathroom I am impressed with how quickly everyone has responded to our needs and inquiries these past months. Everyname is not on my lips but we hope you will thank everyone for great work."

"Sandy and John have helped me through the years. I have called and met with Sandy many times through the years and she answers all of my questions and she is very professional. Based on my experiences I can recommend their office as being responsive and professional."

"John Cho and Sandy are the most amazing people ever. Have been with state farm for many many years now. Any concerns or questions we may have regarding our auto, home, or life insurance policies they are always a phone call away and they always make sure we understand everything, terrific people, super helpful , we are treated like family."

"I recently worked with John and Sandy to get a new homeowners policy, umbrella insurance, and switch over my auto insurance to State Farm. They were both very knowledgeable and responsive to all my questions. The process was seamless and their rates were very competitive. I highly recommend reaching out to them for your insurance needs."

"Closing accounts from my brother passing away. Bruce which no longer works there waited to close one of the accounts a month after I emailed in. Tried to get a refund for the last payment since he has already passed Which was never sent out to me after all the information was stated in the email due to myself not living in the state. Also found out there was another account that needed to be closed. after 3 months still not resolved. Spoke to new employee that was going to send paperwork and that was never sent. Very surprised that's how business is done especially dealing with someone that just lost a family member!"

"Moved to Vista, CA and found John and Sandy to have excellent reviews. I was a current State Farm client and was looking to potentially switch agents based on new location and service expectations. Went into the office and experienced a positive vibe with clear, open, honest, and genuine communication along with a sense of humor in conversation. John helped to explain policy coverages as well as giving investment insight. It's great to have confidence in knowing things are taken care of and one less thing to worry about. Happy to have John and Sandy represent insurance needs. Thank you!"

"John Cho’s State Farm office in Oceanside, CA provides exceptional customer service with a personal touch. We’ve held multiple policies through this office over many years and have always been completely satisfied with their knowledge, experience and service. Many thanks, John and staff!"

"My husband and I started using John Cho's State Farm office when we moved to Oceanside in 2019. Since the first time we met him and Sandy Warren, also at his office, we felt we were in good hands with both of them and trusted them with our insurance needs, as well as Jasmine. We have our auto and homeowners with them and have always appreciated their prompt, courteous service and patience in explaining the intricacies involved in the various policies as well as reiterating things over and over again for people like us who are not that insurance savvy. I would highly recommend them for your insurance needs."

"My name is Starr Oliverez, I would really like too share my experience with State Farm, We have been with State Farm for 6yrs , in that time my friends even my daughter has encouraged us to go to an other company like AAA , But I tell them "No Never." Because to this day if I ever call the Oceanside State Farm office Sandy a State Farm representative will answer the phone she knows my voice , knows who iam and takes care of any need I've ever asked for help with not only very professional , knows exactly what to do and go's out of her way to solve it , but also makes me feel like family, I recently loss my Son she consoles me she really cares , i can depend on her wisdom and knowledge and her kindness is the reason I will NEVER leave State Farm ! John Cho thank you for your wonderful service , please tell Sandy we appreciate her !"