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Leave Us a Review

Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.

Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

What our customers say about us...

LaToyia Webb

September 23, 2023

5  out of  5 rating by LaToyia Webb
"Sandra is such a delight; friendly, helpful, and has always been wonderful to work with!"

Ronnie Kellie

September 21, 2023

5  out of  5 rating by Ronnie Kellie
"I have been insured with State Farm and with John Cho's State Farm agency in Oceanside CA for nearly 25 years. My family has life insurance, auto insurance, home insurance, personal articles policy insurance, personal liability umbrella insurance, retirement plans - everything with State Farm. Sandy Warren at John's agency rocks! She provides excellent customer service, returns phone calls, emails, and texts and follow up on what she promises AND really cares about people. I have had claims over the years and "Like a Good Neighbor, John Cho's State Farm office is there." Their customer service is world class A+. The office does not try and sell you insurance. Instead they ask what is important to you and educate you on options. I have and continue to refer everyone to John Cho's State Farm office. 10 STARS and highly recommend. Thank you!"

Olga “Alicia” Baker

September 16, 2023

5  out of  5 rating by Olga “Alicia” Baker
"Bruce helped me with my insurance needs and walked me thru answering my questions thoroughly. Much appreciated, thank you Bruce!"

Zacchae'us Bar-Jonas Ben Israel

September 15, 2023

5  out of  5 rating by Zacchae'us Bar-Jonas Ben Israel
"Ms Kerrigan helped me out with my account, I was so stressed, but thank goodness! For Ms Kerrigan great quality customer service‼️💯💯🔥🔥🔥🔥🔥"

Kirstie Gillespie

September 13, 2023

5  out of  5 rating by Kirstie Gillespie
"Having a local insurance agent is important to our family. We have recently acquired a couple more automobiles which needed to be insured. They were able to be added quickly and with no problems, the latest was added today with the help of Bruce Alto. He also assured me that our teenage daughter is covered while driving with her learners permit, and that the process of adding her as a driver will be easy also. I am looking forward to working with Bruce again!! Thank you!! I have also had the pleasure of working with Kerrigan on multiple occasions and she is always very helpful and very quick and responsive. I have never had a bad experience with this local agent office. Very happy with their services l!!!"

Olivia M

September 12, 2023

5  out of  5 rating by Olivia M
"For Monica Mayes- This review is for Sandra Warren (Office Associate) from my long time State Farm Insurance office (Agent John Cho) in Oceanside, CA. She has been very helpful over the years whenever I have called into the office for assistance. She is always very nice to talk to and very helpful no matter what I need. Sandy also goes out of her way to make my day better."

Michael Goodson

September 11, 2023

5  out of  5 rating by Michael Goodson
"I deal with Mr.Bruce at state farm he do a good job working with me"

Veronique Moleres

September 8, 2023

5  out of  5 rating by Veronique Moleres
"Wonderful customer service! Kerrigan was very efficient in giving me all information and helping me getting an insurance for my car. She made the process very easy and was very knowledgeable, patient and efficient. Great experience! Thank you, I will definitely recommend this State Farm agent."

Gabriel Arroyo

September 6, 2023

5  out of  5 rating by Gabriel Arroyo
"Bruce in Oceanside, Ca was outstanding in helping setting me up with my motorcycle coverage. He even called to the DMV to ensure there was no outstanding issues. Thanks Bruce !"

meko hootselle

August 31, 2023

5  out of  5 rating by meko hootselle
"I called so many insurance agencies today only to get a run around and not even get a quote due to the new California policies… I was recommended to Kerrigan from State Farm and she got me set up with a quote and a policy very quickly! I would definitely recommend them! Especially with the new insurance underwriting policies in California. I even got a very reasonable rate!"

Loree Love

August 30, 2023

5  out of  5 rating by Loree Love
"Kerrigan, from State Farm, is extremely helpful. We recently had an unusual accident, and I called and a claim was opened. Kerrigan reached out, with concern, right away and offered to help. We actually were able to cancel the claim because there was no damage and she helped us through that process and followed up. Kerrigan is friendly, responsive and very helpful! We have been very happy since switching to State Farm!!"

Trey H

August 30, 2023

5  out of  5 rating by Trey H
"Bruce was very attentive and helpful! Excellent Service, this location has always been awesome to work with."

Anthony Marco

August 22, 2023

5  out of  5 rating by Anthony Marco
"The Staff at State Farm was nice and polite. An help with any and all questions I had and made my experience with them Great. I Look forward to the service they are providing and I know I'm in good hands. Thank you For providing Good Customer Satisfaction."

Noah Mcewen

August 22, 2023

5  out of  5 rating by Noah Mcewen
"Bruce was super helpful I would recommend this insurance agency/company to anyone that wants the best help they can get and best deals"

Paul E

August 17, 2023

5  out of  5 rating by Paul E
"So grateful for your professional support."


August 16, 2023

5  out of  5 rating by garyweglarz
"We've worked with Sandy multiple times recently as we've been preparing to leave the country, closing claims, changing coverages, etc. She has been very prompt, helpful and pleasant to work with! She even helped us understand that we didn't need to accept a protection plan pushed by a storage facility, and that instead our own renter's policy could cover our belongings there. This allowed us to cancel the more expensive policy pushed by the storage facility, and continue to use our much better coverage under our current State Farm renter's policy. We couldn't be more pleased and grateful for Sandy's help and support with all of our pre-move preparations. Thank you Sandy! - Annie & Gary"

Johnathan Sykes

August 15, 2023

5  out of  5 rating by Johnathan Sykes
"Bruce gave great simple explanations for linking online viewing of a policy. The whole agency's been awesome to my whole family."

Chris Ramos

August 12, 2023

5  out of  5 rating by Chris Ramos
"John Cho of State Farm in Oceanside helped my wife and I with our life insurance policy and was great. He made the process so easy for us, I think he had us buttoned up in a day or two. Very easy process, really nice staff, and super knowledgeable. I highly recommend the team for your insurance needs."

Michael Lichtenwalter

August 12, 2023

5  out of  5 rating by Michael Lichtenwalter
"Went in and met with Sandra Warren. She has been handling all our insurance needs for years. I needed to make a change to one policy and start a couple more and she handled them quickly and got me the insurance cards same day. Knows us by name and is a pleasure to work with"

Eduardo Lopez

August 11, 2023

5  out of  5 rating by Eduardo Lopez
"Bruce is as professional as it gets. He provides amazing customer service and goes above and beyond. I would recommend him to anybody looking for outstanding service and awesome value. Thanks Bruce!"

Diane Osorio

August 10, 2023

5  out of  5 rating by Diane Osorio
"I finally had the pleasure of changing car insurance to State Farm! Bruce walked me through everything, answered all my question and was very patient.Thank you, Bruce for being extremely helpful through the entire process. Very happy with the excellent customer service I received."

Amy Alexander

August 5, 2023

5  out of  5 rating by Amy Alexander
"I have always had excellent assistance from John's agency. Sandy Warren answers my questions usually within minutes or within 24 hours. They are always competent and fair and patient! We have been with John and Sandy for over 16 years. Can't imagine going anywhere else."

Bruce Alto

July 29, 2023

5  out of  5 rating by Bruce Alto
"Thank you John for helping my Dad for putting a plan for me and my sister’s future-jr."


July 28, 2023

5  out of  5 rating by Tony
"Bruce was very helpful, patient, and took time to provide me with (valuable/meaningful) answers."


July 28, 2023

5  out of  5 rating by EMMANUEL GARCIA
"I had a great experience with johns office very fast with my quote and helped me saved money Thank you Bruce for your service and I will definitely recommend you guys ."