State Farm® Insurance Agent John Cho
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Justin Breh
March 12, 2025
5
out of
5
rating by Justin Breh
"Huge shout out to my guy Bruce Alto for hooking me up with a great deal on my life insurance policy went in for auto came out with a great bundle. His advice and kind nature definitely made this a smooth transition for my family and I. You guys are the best"
We responded:
"Justin, thanks for this positive feedback and for recognizing Bruce. I’m glad Bruce was able to take care of your life insurance and car insurance needs. We appreciate your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #LifeInsuranceSpecialists"
Jamal Gladden
March 11, 2025
5
out of
5
rating by Jamal Gladden
"Sandra Warren is literally the best person to help you with all your insurance needs! She goes above and beyond for her customers and will stop for nothing to get you the best deal and takes the time to look at everything on your policy to make sure you are covered.. Our daughter just got her first vehicle on Sunday and Sandra was so friendly and patient and informative and explained everything that she would need regarding coverages. She also worked with our budget to make sure we were covered not only on auto insurance but life insurance! Sandra you are a amazing part of the State Farm Family and it really is nice to know you are just a call away and actually care about your customers... Thank You for your continued excellent customer service and going the extra mile always!"
We responded:
"Jamal, WOW and thank you for this wonderful review and feedback. Sandy is amazing and I am blessed to have her as a team member in my Oceanside, State Farm Insurance Agency. Thank you for trusting us with your life insurance and car insurance needs AND we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #CaringAndFocusingOnYourNeeds "
Corey K Conn
March 10, 2025
5
out of
5
rating by Corey K Conn
"We had a complex issue with the owner of the car being out of state, new title, etc. Bruce, with John Cho's office was incredibly patient. I was worried about my young adult son having proper coverage and being out of state. Bruce explained the options, laws, etc, and we found perfect coverage. His patience and dedication to customer service is rare and so appreciated! I will recommend this office to all USMC friends going to Pendleton."
We responded:
"Corey, thank you and your family for your service to our country and for sharing your customer service experience with Bruce from my Oceanside, State Farm Insurance Agency. I just shared your review with Bruce and you put a big smile on his face. Thank you for trusting us with your car insurance business and we are always here to help. With gratitude, John Cho, CLU & ChFC-Stare Farm Insurance Agent, Oceanside, CA #CustomerServiceMattersAlways"
Melani quiroz
March 7, 2025
5
out of
5
rating by Melani quiroz
"I had the best and amazing help from Bruce. He was super helpful and answered all my questions! I had called him a couple more times back to back and did not mind at all to ensure I’m getting the best information. I’m super grateful to Bruce!"
We responded:
"Melani, thank you for this review and I will let Bruce know about your wonderful customer service experience from my Oceanside, State Farm Insurance Agency. Thank you for your insurance business and know that we are always here to help. The sun is shining and heard a rumor it is Friday. Have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #BeBestAmazingAndSuperHelpful"
Magaly Moreno
February 27, 2025
5
out of
5
rating by Magaly Moreno
"It was a pleasure speaking with Edwin! He is extremely knowledgeable and patient."
We responded:
"Good morning Magaly, thank you for recognizing Edwin from my State Farm Insurance Agency in Oceanside. He is everything you wrote and more. Thank you for your insurance business and take care. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #KnowledgeablePatientProfessional"
Buntha Chhuon
February 26, 2025
5
out of
5
rating by Buntha Chhuon
"I just got off phone with Kerrigan an it was a lovely experience as always. ..thank you for making life easier.. .she is loads of laughs.. .simply an Angel on earth. ...you guys are located in Oceanside an i im currently in San Diego area.. .thank you for ALL your help 🙏"
We responded:
"Thanks Buntha for sharing your experience with Kerrigan and my Oceanside, State Farm Insurance Agency. All of us appreciate the opportunity to be of service. Take Care! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AlwaysHereToHelp"
Sindy Sanchez
February 26, 2025
5
out of
5
rating by Sindy Sanchez
"I would like to share the wonderful help that Edwin Song did for me to get the best insurance rate for my car! I highly recommend Jonh Cho 100%"
We responded:
"Thank you Sindy for recognizing Edwin and for recommending my State Farm Insurance Agency in Oceanside 100% for your automobile insurance. We appreciate your business and we are always here to help. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #100%"
carloschivo1954 tostado
February 25, 2025
5
out of
5
rating by carloschivo1954 tostado
"Very pleased with the promptness and service of both Kerrigan and Bruce at this specific branch location of Mr. John Cho which manages my auto policy. Kerrigan and Bruce have been both very professional and accomodating. I could not ask for more!"
We responded:
"Carlos, thank you for this 5⭐️ review AND for recognizing Kerrigan and Bruce from my Oceanside, State Farm Insurance Agency. Both are terrific and passionate about customer service. Thank you for trusting us with your car insurance needs. Please reach out anytime if we can help. Take care. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #PromptProfessionalService "
Bipin Patel
February 25, 2025
5
out of
5
rating by Bipin Patel
"Excellent work related to our Trust"
We responded:
"Thank you Bipin! It was nice seeing you earlier today and getting caught up. Thank you for trusting us with your insurance needs and we are always here to help. All the best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ExcellentServiceMatters"
Nancy Carranza
February 24, 2025
5
out of
5
rating by Nancy Carranza
"Bruce Alto is always a great help! He is fast and efficient and always willing to assist with any policy changes and payments. We really appreciate his help and is always a pleasure to speak with him. Never any issues with him thanks!"
We responded:
"Nancy, thanks for sharing your experience with Bruce from my Oceanside, State Farm Insurance Agency. Bruce is everything you shared and more. Thanks for allowing us to handle your insurance needs and we are always here to help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #FastEfficientAndAlwaysHereToHelp"
Ellen Baur
February 21, 2025
5
out of
5
rating by Ellen Baur
"We have been using State Farm through John Cho’s office for years. They never cease to amaze us with their efficiency, professionalism, and sincere concern that we have customized insurance coverage for our protection and needs. We find State Farm to be more than fair, extremely helpful, and the right fit for us! We live in Ocean Hills Country Club, a 55 plus active adult community and know that many of our fellow residents are happily covered by State Farm and John Cho. Sandy Warren, an associate in zhe office, is fantastic!!!"
We responded:
"Ellen, thank you for this excellent review. We know people have choices and customer needs and service are at the forefront of my agency. Continue to take care and stay safe. Warmly, John"
Malia Van Diepen
February 20, 2025
5
out of
5
rating by Malia Van Diepen
"Highly recommend them! I have been working with Sandy for several years and I couldn't be happier working with her for our company's auto insurance. She is always very pleasant, quick to respond, and is very helpful when it comes to my 20 questions. 10/10 recommend!"
We responded:
"Malia, thank you for the 5 ⭐️ review, recommendation for my Oceanside, State Farm Insurance Agency and for recognizing Sandy. Sandy is everything you wrote and more. Thank you for trusting us with your car insurance needs over the many years and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #PleasantQuickResponseAndHelpful"
Emily Ayala
February 19, 2025
5
out of
5
rating by Emily Ayala
"I wanted to share my experience with John Cho and his office. Insurance is always painful, but with John and his support staff it is never bad experience. He goes the extra mile to explain things, different scenarios, coverages and situations and really make sure that you’re covered for exactly where you are in life and what you need. He arranged my life insurance and auto insurance and would definitely not go anywhere else. If you really want an insurance agent that actually stands behind you, call John Cho!"
We responded:
"Emily, thank you for this wonderful 5⭐️ review, recommendation AND for recognizing my team out of my Oceanside, State Farm Agency. Thank you for our relationship and for trusting us with your insurance needs. We are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelpLifeGoRight"
Deborah Harding
February 19, 2025
5
out of
5
rating by Deborah Harding
"A shout out to Sandy (at John Cho - State Farm Insurance Agent - in Oceanside) - she is an absolute joy to work with and, thankfully, she has been taking care of us and all our insurance needs for decades. 100% recommend."
We responded:
"Deborah, thank you for the recommendation and for recognizing Sandy from my State Farm Insurance Agency in Oceanside. Sandy is terrific! Thank you for your business over the years and we are always here to help you and Joe. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #CustomerServiceMatters"
J McInally-Jones
February 18, 2025
5
out of
5
rating by J McInally-Jones
"Both Sandra and Kerrigan in John's office were extremely helpful in making certain my auto repair appraisal and payment was expedited through, what I would call, a very murky claims process. In addition, Tony who is a SF appraiser in their Phoenix office, did an excellent job working with the repair shop to get the final appraisal approved in less than 24 hours. Much appreciated!"
We responded:
"Jackie, thank you for taking the time to share your claims experience with my Oceanside, State Farm Insurance Agency and for recognizing Sandy and Kerrigan along with Tony from our claims department. Thank you for your insurance business and we are always here to help. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside , CA #HereWhenYouNeedUs"
Kate Frederick
February 14, 2025
5
out of
5
rating by Kate Frederick
"02.14.25 Just had my first claim with my property insurance at John Cho’s office of State Farm. Without the help from Sandy, I would not have been able to make it through all the loops and hoops as smoothly as it went. I don’t know how long Sandy has been with State Farm, but I have mentioned her many times before in Review. My many Praises to Sandy for all her hard work that she makes look easy and To State Farm for being there!! Kate Frederick Below, I wrote 4 years ago. I just wanted to update this review to say that I have still been with this same company and I still raving about SANDY. She takes care of all my policies in such a friendly and efficient manner. Its actually bc of Sandy's perfect service that makes me want to stay. I have spoke with Sandy a number of times and she has always been most efficient, helpful and kind. She also gets things done!!! Thanks Sandy for all you do to make my needs and requests a done deal in the shortest amount of time."
We responded:
"Thank you Kate for this follow up review on Sandy. Sandy takes great pride in providing exceptional service. We appreciate you and your business. All the best! - John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA P.S. thank you for sharing your recent claim experience as well and for recognizing Sandy again. #HereToHelp"
Victoria Tucker
February 12, 2025
5
out of
5
rating by Victoria Tucker
"Bruce Alto was very courteous and professional in answering my questions and in taking care of my requests in a truly prompt fashion!"
We responded:
"Victoria, thank you for recognizing Bruce and his professionalism. All of us appreciate your feedback from my Oceanside, State Farm Insurance Agency. Thank you for your insurance business and we are always here to help! With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #CourteousProfessionalAndPrompt"
Sonja Sullivan
February 8, 2025
5
out of
5
rating by Sonja Sullivan
"Edwin was amazing getting me an earth quake insurance quote for my house. Edwin wins making you feel like a valued customer."
We responded:
"Sonja, thank you for your feedback on Edwin this Saturday afternoon. I’m delighted to read he took care of your insurance inquiry from my Oceanside, State Farm Agency. Thank you for your business and we are always here to help. Enjoy the sunshine today. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #YouAreAValuedCustomer"
william beeson
February 4, 2025
5
out of
5
rating by william beeson
"I would like to share the wonderful help that John Cho and his wonderful agent Sandra for helping me get the best insurance rate for my home and auto insurance combined for my family. It was a wonderful experience having Sandra walk me through the whole process for home and auto and I received a great rate. What a relief. Thank you so very much Sandra. These are great people to work with!!"
We responded:
"Bill, it was great seeing you in the office and thank you for taking the time to share your experience with Sandy through this review. We appreciate the trust you have placed in my Oceanside, State Farm Agency and thank you for your car insurance and home insurance over the years. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #BestInsuranceForYou"
Gregory Kusiak
February 4, 2025
5
out of
5
rating by Gregory Kusiak
"Great customer service! Sandra Warren has been especially helpful."
We responded:
"Gregory, thank you for the 5⭐️ review AND for recognizing Sandy. I’ll be sure to share your review with her during our next team meeting. Thank you for your business and have a great week. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #GreatCustomerServiceMatters"
Irma Robinson
January 31, 2025
5
out of
5
rating by Irma Robinson
"Wanted to share what a wonderful experience I’ve had since I switched to State Farm. Today Edwin Song, the newest agent to the group. Help me by emailed me the information I requested and helped me to make the necessary changes to my policy I needed. All the staff has been a pleasure to work with. Thank you for you do for our community."
We responded:
"Irma, thank you for sharing your experience with Edwin. Your feedback means a lot to my Oceanside, State Farm Insurance Agency. Thank you for your business and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AlwaysHereToHelp"
Victor Carvajal
January 31, 2025
5
out of
5
rating by Victor Carvajal
"Excellent service from Edwin, he was very knowledgeable, offered multiple proposals and fast to respond."
We responded:
"Victor, thank you for writing this 5⭐️ review and for recognizing Edwin with excellent service. I just shared your review with him and you made his day. Thank you for your business and have a great weekend. 😎 All the best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ExpertServiceComesStandard"
Anthony Gutierrez -Doc G
January 30, 2025
5
out of
5
rating by Anthony Gutierrez -Doc G
"Called to re-new my policy and everything went smoothly, and I am completely satisfied! Bruce was very professional, knowledgeable, and helpful! Happy to hear their office is down the street, "Like a good neighbor!""
We responded:
"Anthony, thank you for sharing your customer service experience with Bruce. Bruce is everything you shared and more. Thank you for trusting my Oceanside, State Farm Agency with your insurance needs. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ProfessionalKnowledgeableHelpful"
Ashley Parker
January 29, 2025
5
out of
5
rating by Ashley Parker
"This review is on the Oceanside State Farm location on college. I recently switched over to State Farm a few months ago. I have auto, renters, and life insurance through them. From day one I have had superior customer service from Sandra. She seriously is the best and really treats you like family and has a calming personality yet great sense of humor. She helped set up my policy and answered any questions I had. She gets things done very quickly and is very responsive to emails and calls. When I need something I have no doubt in my mind Sandra is going to be there to help. When I requested a reimbursement for something she had my check out the very next day. I am so glad I joined the State Farm Family and I highly recommend the oceanside and college location even more so because you get more personalized services with an agent who actually cares. I also would like to update my review to add in the great customer service I recently got from Edwin Song today 1-29-25 he answered all my questions I had and was so friendly over the phone and even took the time to assure me through phone and email that the changes to my policy I requested would be taken care of and that if I needed anything at all or had any questions he is available to help me! I really appreciated his follow through so fast. As always wonderful customer service and people you can trust…"
We responded:
"Ashley, thank you for sharing your additional experience with my State Farm Agency in Oceanside. Your feedback means a lot. Thank you for trusting us with your LIFE insurance, car insurance and renters insurance. We are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA GoodNeighborsYouCanTrust"
Lori Campbell
January 27, 2025
5
out of
5
rating by Lori Campbell
"Edwin helped me with changing our policy information for all accounts and followed up with an email immediately. Great service!"
We responded:
"Lori, thanks for the Great Service 5 ⭐️ shout out for Edwin from my State Farm Insurance Agency in Oceanside. I just shared your review with him and you made his day. 😎Thank you for your insurance business and have a great week. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #GreatServiceAlwaysIncluded"