State Farm® Insurance Agent John Cho
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Lynn Bedard
August 13, 2025
5
out of
5
rating by Lynn Bedard
"I spoke with Account Manager Edwin Song, He was very knowledgeable and helpful with my request. He is on of the reasons State Farm is such a wonderful company."
We responded:
"Lynn, thank you for taking the time to share your experience with my State Farm Insurance Agency, Oceanside, CA and especially for recognizing Edwin. All of us appreciate your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, CA #HelpfulKnowledgeableHereToHelp "
Herb and Susie Hendricks
August 12, 2025
5
out of
5
rating by Herb and Susie Hendricks
"Edwin was a great help with my auto insurance issues"
We responded:
"Herb & Susie, hope all is well and thank you for your feedback AND for recognizing Edwin from my State Farm Automobile Insurance Agency in Oceanside, CA. We appreciate your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, CA #Helpful"
Dan Deen
August 4, 2025
5
out of
5
rating by Dan Deen
"I have had All My Policies With This Office For Years. There Is A Reason For That. The Coverage Is Better And The Cost Of That Coverage Is More Affordable Than Other Ins Cos. In Addition, When I Need Something I Just Call Sandy. She Is Incredibly Good At What She Does Sandy Is The Bomb !!!"
We responded:
"Dan, thank you for sharing your experience over the years AND for recognizing Sandy from my Oceanside, State Farm Insurance Agency. Sandy is the 💣 and I am blessed to have her as part of my team. Thank you for trusting the John Cho Agency with your insurance needs over the years and we are always here to help. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, California #RelationshipsMatter"
Reyna Araujo
August 4, 2025
5
out of
5
rating by Reyna Araujo
"Francisco Ibarra is a professional who has offered excellent customer service! He is prompt, helpful and knowledgeable on all aspects of the policies. I will recommend him to family and friends."
We responded:
"Reyna, thank you for this wonderful review and for recognizing Francisco from my State Farm Insurance Agency in Oceanside. I just shared your review with him and you made his day. Thank you for your business and all of us are here to help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #Excellent Customer Service Matters "
Lisbette Baltazar
August 4, 2025
5
out of
5
rating by Lisbette Baltazar
"We appreciate the customer service we get from Sandy! Highly recommend her and her team. Thank you for all that you do."
We responded:
"Good morning Lisbette and thank you for taking the time to recognize Sandy from my Oceanside, State Farm Insurance Agency with a 5⭐️ review. This means a great deal to her and the entire office. Thank you for your business and we are always here to help. Have a great week! Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, California #CustomerServiceReallyMattwrs"
Carmen Perez
August 1, 2025
5
out of
5
rating by Carmen Perez
"This afternoon I proceeded to make my payment by phone but due to interference I had to hang up, immediately the insurance agent Francisco returned the call and I was able to satisfactorily make the payment, I was impressed by Mr. Francisco's kind attitude for making the effort to recover the call, that never happens with other insurance companies, congratulations for your professional and courteous service towards your clients, I am very satisfied with the information, God bless you."
We responded:
"Carmen, thank you for sharing your customer service experience with Francisco at my Oceanside State Farm Insurance Agency. I just shared your review with him and you should have seen the smile on his face. Thank you for your business and we are always here to help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent,California #ProfessionalCourteousAHereToHelp"
Mike Chasmar
July 31, 2025
5
out of
5
rating by Mike Chasmar
"Sandra was so helpful with making changes i needed to our policy. Always provides the information we need to make the right adjustments."
We responded:
"Mike, thank you for your feedback and for recognizing Sandy from my State Farm Insurance Agency in Oceanside. I am tremendously blessed to have her on my team. Many thanks for your business and we are always here to help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #YouMatterWeCare "
Michael Klein
July 31, 2025
5
out of
5
rating by Michael Klein
"Sandy is fantastic! She is always there answering all of my concerns and she helps me out whenever I need an insurance help. John and his team are the best. I was applying for home insurance from out of state for the first time and Bruce walked me through the whole process seaminglesly. This was a fantastic experience!"
We responded:
"Michael, thank you for sharing your experience and the shout out for Bruce. Welcome to So Cal. Cheers! - John Cho"
Jonathan J
July 31, 2025
5
out of
5
rating by Jonathan J
"Me ayudo Bruce es muy bueno el lo que ace 👌"
We responded:
"Jonathan, thank you for recognizing Bruce with a 5⭐️ review from my Oceanside, State Farm Insurance Agency. I just shared your review with him and you made his afternoon. Thank you for your insurance business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
Gary Kor
July 28, 2025
5
out of
5
rating by Gary Kor
"I have been dealing with John Cho’s office for more than 20 years. In today’s business climate it is becoming more and more difficult to find representatives that are both EFFICIENT and competent. I have happily found that with Sandy Warren who is John Cho’s right hand woman. John is lucky to have her."
We responded:
"Aloha Gary, thank you for this wonderful review, 20+ year relationship with my State Farm Insurance Agency in Oceanside and especially for recognizing Sandy who is terrific. Hope your week is off to a great start, thank you for your business and we are always here to help. Mahalo! John Cho, CLU & ChFC- State Farm Insurance Agent, Oceanside, CA #EfficientCompetentAndHereToHelp"
Niu Tuitasi
July 23, 2025
5
out of
5
rating by Niu Tuitasi
"Edwin Was very helpful with taking care of my needs involving insurance , life insurance and answering all my questions effectively thank you !"
We responded:
"Good morning , Niu and thank you so much for taking the time to share your experience with my Oceanside, State Farm Life Insurance Agency. Appreciate the shout out for Edwin who is terrific. Thank you for your business and we are always here to help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside CA #AlwaysHereToHelp"
Damien
July 22, 2025
5
out of
5
rating by Damien
"Kerrigan was extremely helpful in assisting with a customer moving insurance from CA to PA. Kerrigan made the whole process a very pleasant and seamless transaction!!"
We responded:
"Damien, delighted to read Kerrigan made the transfer seamless from my Oceanside, State Farm Insurance Agency. I just shared your review with her and you made her day. Thank you for your business and we are always here to help. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #EasyPeasy"
Vincent Spiegel
July 18, 2025
5
out of
5
rating by Vincent Spiegel
"Great agent to work with. I reached out late yesterday and early this morning with multiple inquiries and doc requests and John and Kerrigan replied quickly and provided everything I needed. Thank you Kerrigan for your fast responses this morning!"
We responded:
"Vincent, thank you for recognizing Kerrigan’s customer service from my State Farm Agency in Oceanside. I’m delighted to read Kerrigan provided prompt 5 ⭐️ service. Thank you for your business and we are always here to help. Heard a rumor it is Friday. 😎 Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #Service Matters"
Alex Lee
July 18, 2025
5
out of
5
rating by Alex Lee
"Have used John Cho’s office for multiple houses, vehicles, and personal property insurance. Sandra and Kerrigan have been really helpful making policy changes done and questions resolved fast and painless. Don’t have to go calling some 1-800 line for issues, because they handle everything . Hope to never have to change and shop around for insurance."
We responded:
"Alex, thank you for sharing your experience over the years with my Oceanside, State Farm Insurance Agency and for recognizing Sandy and Kerrigan. All of us appreciate your business and we are always here to help. Have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #RelationshipsMatter "
Leon Longaker
July 17, 2025
5
out of
5
rating by Leon Longaker
"Our daughter got a full ride to a small college out of state. Had questions regarding her car, and what that may entail. As usual, Sandy Warren was very quick to respond, concise, and straight forward with all that we needed to know. Sandy never disappoints. Great service, as we have been with this office for many years, and are very satisfied."
We responded:
"Leon, thank you for this wonderful review and for recognizing Sandy. I am grateful for our relationship over the years and I hope your entire family has a joyous Christmas and Happy New Year! Warmly, John"
carloschivo1954 tostado
July 15, 2025
5
out of
5
rating by carloschivo1954 tostado
"Very pleased with the promptness and service of both Kerrigan and Bruce at this specific branch location of Mr. John Cho which manages my auto policy. Kerrigan and Bruce have been both very professional and accomodating. I could not ask for more!"
We responded:
"Carlos, thank you for this 5⭐️ review AND for recognizing Kerrigan and Bruce from my Oceanside, State Farm Insurance Agency. Both are terrific and passionate about customer service. Thank you for trusting us with your car insurance needs. Please reach out anytime if we can help. Take care. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #PromptProfessionalService "
Jean&Bill Boston
July 15, 2025
5
out of
5
rating by Jean&Bill Boston
"We stopped by John Cho's office this morning as we had a document to fax to the home office. We were assisted by Bruce who was so helpful and nice! What great service!!"
We responded:
"Jean & Bill, thanks for stopping by my State Farm Insurance Agency in Oceanside and delighted to read Bruce took good care of you. Thank you for your business and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #GoodNeighborAgent"
Robert Gladnick
July 15, 2025
5
out of
5
rating by Robert Gladnick
"Sandra Warren and John Cho at State Farm are exceptional. Every time I’ve worked with them, they’ve been responsive, knowledgeable, and genuinely easy to work with. Their whole team delivers top-notch service."
We responded:
"Bob, so nice to hear from you and thank you for this review and for recognizing Sandy. Sandy takes great pride in her work and I will be sure to share your review with her. Thank you for your business. Cheers! - John"
Noah Kaigler
July 15, 2025
5
out of
5
rating by Noah Kaigler
"I want to personally thank Ms. Sandra Warren for her home and auto insurance knowledge and professionalism. Ms. Warren response is also very prompt and very much appreciated. Thanks again for all that you do."
We responded:
"Noah, the office really appreciates the 5 ⭐️ and thank you for allowing us to serve your car insurance and home insurance needs. Cheers!-John"
Karl Steinberg
July 14, 2025
5
out of
5
rating by Karl Steinberg
"I've had John as my agent for the last 20 years or so for homeowners, umbrella, and auto, and have always been impressed with the office's service and responsiveness (with one exception about 10 years ago on a non-claim that still resulted in a premium increase). Catee, Kerrigan and Sandy have been extremely pleasant and easy to work with. Highly recommend."
We responded:
"Karl, thank you for this 5 ⭐️ review, recommendation and for recognizing my team. We appreciate your business and hope all is well. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ServiceServiceService"
Rob Heath
July 11, 2025
5
out of
5
rating by Rob Heath
"Sandy is always a pleasure to work with."
We responded:
"Rob, thank you for the 5 ⭐️ review and for recognizing Sandy from my Oceanside, State Farm Insurance Agency. We appreciate your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
Jennifer Liggan
July 11, 2025
5
out of
5
rating by Jennifer Liggan
"Sandra in John's office is amazing. She goes above and beyond to help us with any insurance needs or questions we may have. Her attention to detail and putting us first as the client is exceptional. Thank you for your great customer service. We truly appreciate you."
We responded:
"Jennifer, thank you for sharing your insurance experience with Sandy from my Oceanside, State Farm Insurance Agency. Sandy is terrific! Thank you for your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AlwaysTakeCareOfThePolicyholder"
Dwight Navis
July 7, 2025
5
out of
5
rating by Dwight Navis
"Great service from Sandy."
We responded:
"Dwight, thanks for recognizing Sandy and my Oceanside, State Farm Insurance Agency with this review. All of us appreciate your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ServiceAbsolutelyMatters "
Diane
July 3, 2025
5
out of
5
rating by Diane
"Excellent customer service. Edwin answered all my hard questions . Took time with me and helped me with a great quote on my new vehicle."
We responded:
"Diane, thank you for sharing your experience with Edwin from my Oceanside, State Farm Agency. Thank you for your business and all of us are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ExcellentCustomerServiceMatters"
Kathy F
July 2, 2025
5
out of
5
rating by Kathy F
"It’s so nice to work with people at a business who are really, really good at their jobs. Sandy Warren is excellent at hers! She’s helped me adjust my policies for my changing needs, and I always learn something whenever I interact with her."
We responded:
"Kathy, thank you for this wonderful review AND for recognizing Sandy who is fantastic. Thank you for your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #YouMatterWeCare"