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Leave Us a Review

Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.


Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

What our customers say about us...

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C MO

May 14, 2026

5  out of  5
rating by C MO
"Edwin was amazing and this agency has been great to work with. Made the transition seamless and easy as well as quick 5 stars!!!"
We responded:
"Thank you for sharing your experience with us. We’re delighted to hear Edwin and the team helped make your transition smooth, efficient, and stress-free. Your support and trust are truly appreciated."
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Lucas Loyola

May 13, 2026

5  out of  5
rating by Lucas Loyola
"Helpful"
We responded:
"Thank you for your feedback, Lucas. We're glad to hear you found our service helpful. If you have any more questions or need assistance, feel free to reach out."
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Ghassan Ganim

May 12, 2026

5  out of  5
rating by Ghassan Ganim
"It has been very pleasant working with sandra warren at statefarm oceanside. No matter what i need or ask she is always very responsive and informative. Much appreciated in making my life easier."
We responded:
"Jason, thank you for recognizing Sandy. She is terrific. Thank you for your business and I hope you and Andrea and the entire family are doing well. Cheers! John Cho"
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Yeonil

May 8, 2026

5  out of  5
rating by Yeonil
"I recommend here! Eeryone here is friendly, professional, and genuinely cares about helping their customers. They took the time to answer all my/my family’s questions and made the whole process easy and stress-free. It’s rare to find a team that combines great customer service with such a warm, personal touch. Shout out to Sandy! That’s why my family’s been with them for many years!"
We responded:
"Thank you, Yeonil, for your recommendation and for highlighting the friendly and professional service you experienced with us. We're glad to hear that Sandy and the team could make the process easy and stress-free for you and your family. We appreciate your loyalty over the years!"
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B Cosby

May 6, 2026

5  out of  5
rating by B Cosby
"The ENTIRE team and John are amazing at this State Farm! We have used them for over 15 years for all of our insurance needs. They are always friendly, accessible and solve our issues promptly! Edwin S. helped me with a lingering issue today and he fixed it within minutes and emailed me a confirmation! Great office and we are thrilled to work with them!"
We responded:
"Thank you, B Cosby, for your kind words and for being with us for over 15 years! We're glad Edwin could resolve your issue quickly and appreciate your trust in our team. Looking forward to continuing to serve your insurance needs."
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Frank Lance

May 5, 2026

5  out of  5
rating by Frank Lance
"Always do a nice job for me and our company Sandra always takes good care of us Thank you Sandra"
We responded:
"Thank you Frank! Have a great weekend. All the best, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #PersonalAndBusinessInsurancePros"
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Coastal Carts San Diego

April 30, 2026

5  out of  5
rating by Coastal Carts San Diego
"Sandy has been taking care of our insurance for decades. Fast response and affordable rates."
We responded:
"Thank you for your review. We're glad to hear that Sandy has been providing you with fast responses and affordable rates over the years. Your trust and long-term support mean a lot to us. "
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Ray Sykes

April 27, 2026

5  out of  5
rating by Ray Sykes
"Sandy Warren is the most helpful and friendly person I have had to deal with regarding my automobile dealings in many years. Thanks to her it is almost a pleasure. I just wish the mechanics, autobody, and salesmen were anything like her, especially the insurance adjusters from that OTHER insurance company that I was recently dealing with."
We responded:
"Thank you, Ray, for your kind words about Sandy Warren. We're glad to hear she made your experience with us enjoyable. If you need any further assistance, feel free to reach out."
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Donna Tusack

April 21, 2026

5  out of  5
rating by Donna Tusack
"Just another great review for the fast, efficient and knowledgable service I get with State Farm, John Cho Office in Oceanside. I called yesterday around 5pm with a problem concerning my declaration of insurance for my mortgage. Sandy took down the information and said she would have it resolved by early next morning. Sure enough this morning everything was resolved. Sandy communicates well, always is cheerful and takes care of any issue promptly! OUTSTANDING SERVICE FROM SANDY! Extremely pleased with the quick and thorough response from Sandy! She provides the best customer service. Again, I want to give an excellent review for this office staff especially Sandy and the help she continues to give me. Called today and Sandy was so very helpful in answering my questions and sending me additional information. Kudos to her outstanding customer service!! I am very pleased with the customer service and response time I have received from John Cho and his staff. I want to give a special shout out to Sandy that works in the office. She has helped me numerous times and each time has handle my questions or issues thoroughly, efficiently and with respect. I would highly recommend this office to service your insurance needs."
We responded:
"Donna, thank you for taking the time to provide feedback from my State Farm Insurance Agency in Oceanside and for the recommendation. Special thanks for recognizing Sandy and her customer service. Thank you for your business and please reach out anytime we can help. Have a great evening. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, CA #ServicePlusBecauseServiceMatters"
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Atwood Jim

April 20, 2026

5  out of  5
rating by Atwood Jim
"Many thanks to Sandy. She is kind, professional and delivers excellent customer service...the real deal"
We responded:
"Thank you, Jim, for your feedback. We're grateful for your recognition of Sandy's professionalism and excellent customer service. Your support means a lot to us."
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Marilyn Leifer

April 17, 2026

5  out of  5
rating by Marilyn Leifer
"We worked With Sandra for years and she’s always been helpful."
We responded:
"Thank you, Marilyn, for your feedback. We're glad to hear that Sandra has been helpful over the years. Your support means a lot to us."
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Ranger Reviewer

April 16, 2026

5  out of  5
rating by Ranger Reviewer
"I want to take a moment to highlight the outstanding work of Sandra Warren at John Cho State Farm in Oceanside, CA. She is a real professional who has always been responsive and helpful, providing us with top service for our commercial insurance needs. Our ministry has been a client of John Cho State Farm's for nearly 20 years and we are so grateful they have been there for us through all our ups and downs. I highly recommend them and also Sandra Warren if you are looking into insurance for your business or other needs."
We responded:
"Thank you for taking the time to share your experience with Sandra Warren and our team. We're grateful for your continued trust over the past 20 years and are glad to hear that Sandra has been able to meet your commercial insurance needs. Your recommendation means a lot to us."
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Gabriela Carlos

April 12, 2026

5  out of  5
rating by Gabriela Carlos
"Working with Sandy W. is a treat! She is super knowledgeable, efficient, and helpful! Sandy was able to help me with my troubles as well as set me up for success. Sandy W. is an amazing rep"
We responded:
"Thank you, Gabriela, for your kind words about Sandy W.! It's great to hear that she was able to assist you effectively and set you up for success. We appreciate your feedback and look forward to continuing to serve you."
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Gabriel Nolasco

April 10, 2026

5  out of  5
rating by Gabriel Nolasco
"Office Manager Sandy Warren is extremely helpfully. She answers all my questions in a timely manner."
We responded:
"Thank you, Gabriel, for your feedback. We're glad to hear that Sandy was able to assist you effectively and answer your questions promptly. Your support means a lot to us."
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Devin I

April 9, 2026

5  out of  5
rating by Devin I
"Edwin has been great to work with"
We responded:
"Thank you, Devin, for your feedback! We're glad to hear that Edwin has been great to work with. Your support means a lot to us."
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John Manson

April 9, 2026

5  out of  5
rating by John Manson
"Sandy at John Cho's office is exceptional. She is absolutely wonderful. Such a treasure trove of information! You have a great team, John Cho!!!"
We responded:
"Thank you, John, for your kind words about Sandy. We're glad to hear she could provide you with the information you needed. Your support means a lot to our team! "
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Matthew Lee

April 9, 2026

5  out of  5
rating by Matthew Lee
"Kerrigan made switching my insurance after relocation super easy! Super kind and easy to talk too."
We responded:
"Thank you, Matthew, for the 5 stars! We're glad Kerrigan could assist in making your insurance switch smooth and straightforward. We appreciate your feedback and support."
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Morgan W

April 7, 2026

5  out of  5
rating by Morgan W
"Edwin was so helpful and had wonderful positive attitude and energy! I appreciate the urgency to help with what I needed :)"
We responded:
"Thank you, Morgan, for your kind words! We're glad to hear that Edwin's positive attitude and urgency made a difference in your experience. Your feedback means a lot to us."
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Nia

April 6, 2026

4  out of  5
rating by Nia
"Great experience with Edwin. He was able to help me a great deal, and he got back to me right away. I appreciated that."
We responded:
"Thank you, Nia, for sharing your experience with Edwin. We're glad he was able to assist you promptly and effectively. Your feedback is valuable to us."
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Deb Blizzard

April 4, 2026

5  out of  5
rating by Deb Blizzard
"I couldn't be more thrilled to have had Sandy as my insurance agent for quite a few years now. She is very helpful, very well informed and objectively advises her clients as to the best route to follow in their particular situation."
We responded:
"Thank you, Deb, for sharing your experience with Sandy. It's great to hear how helpful and informed she has been in advising you over the years. We appreciate your trust in us!"
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Cherie Johnson

April 2, 2026

5  out of  5
rating by Cherie Johnson
"Sandy is ALWAYS there to help me with my insurance questions and issues. She is quick to respond and always professional and friendly!"
We responded:
"Thank you, Cherie, for your review! It's great to hear that Sandy consistently provides you with quick and professional assistance. We appreciate your trust in our team."
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Nicole Davis

April 2, 2026

5  out of  5
rating by Nicole Davis
"The staff are so very helpful and understanding. They care about their clients and do everythig they can to assist you when you need something. Sandy is top notch and has consistently showed our family care and concern. I highly recommend this office."
We responded:
"Thank you, Nicole, for your kind words about our team. We're glad to hear that Sandy and the rest of the staff have been able to assist your family with care and understanding. Your recommendation means a lot to us."
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jazmine cuevas

March 31, 2026

5  out of  5
rating by jazmine cuevas
"Edwin is great and efficient always get things done quickly!"
We responded:
"Thank you, Jazmine, for your feedback! We're glad to hear that Edwin's efficiency and quick service have made a positive impact. Your support means a lot to us."
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George Ajlouny

March 30, 2026

5  out of  5
rating by George Ajlouny
"Sandra has always taken care of my account for the last 30 years. Happy to have her"
We responded:
"Thank you, George, for sharing your experience with Sandra over the past 30 years. We're glad to hear she's been taking good care of your account. Your trust and satisfaction mean a lot to us."
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Christine Foerster

March 28, 2026

5  out of  5
rating by Christine Foerster
"Sandy was helpful and followed up immediately with my questions."
We responded:
"Thank you, Christine, for your feedback. I'm glad to hear that Sandy was helpful and quick to respond to your questions. Your support means a lot to us."