State Farm® Insurance Agent John Cho
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Emilio Gutierrez
May 9, 2025
5
out of
5
rating by Emilio Gutierrez
"Bruce help me bundle and save great patience, very responsive, and awesome costumer service!"
We responded:
"Emilio, thank you for sharing your experience with my Oceanside, State Farm Insurance Agency and for recognizing Bruce. All of us appreciate your business and we are always here to help. Heard a rumor it is Friday. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AwesomeCustomerServiceMatters"
Ken Dick
May 9, 2025
5
out of
5
rating by Ken Dick
"I've worked with Sandra Warren on several insurance polices. Sandra quickly responds to all of my inquires and is very knowledgeable. I definitely would recommend Sandra to anyone looking for insurance coverage."
We responded:
"Ken, thank you for your feedback and for recognizing Sandy. I am blessed to have Sandy on my State Farm Insurance, Oceanside team. Thank you for your business, enjoy the rest of your evening and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance, Oceanside, CA #KnowledgeAndFastResponseTime"
Ruffina Rector
May 6, 2025
5
out of
5
rating by Ruffina Rector
"Just wanted to send a sincere thank you for the excellent staff here , Kerrigan and Edwin are stupendous!!!"
We responded:
"Ruffina, I concur with your assessment of Kerrigan and Edwin. Thank you for the shoutout and for trusting us with your insurance needs from my State Farm Agency in Oceanside, CA. Enjoy the rest of your evening. Best! John Cho, CLU & ChFC-State Farm Agent, Oceanside, CA #ExcellentTeamStupendousService"
Pat Zaun
May 5, 2025
5
out of
5
rating by Pat Zaun
"I get great service from Sandy at John Cho State Farm. She is extremely responsive and gives me an instant answer on every issue I have on the same day I ask. I highly recommend John Cho State Farm. Thanks John. I also would like to mention that I got great service from Edwin as well while Sandy was away from the office. You have a great team."
We responded:
"Pat, thank you very much for sharing your experience with my office. Richard and Sandy are terrific and are all about customer service. Thank you for allowing me to be your State Farm Agent over the years. Happy Thanksgiving! Warmly, John Cho"
Joanne Rodriguez
May 5, 2025
5
out of
5
rating by Joanne Rodriguez
"Sandy is my go-to guru for insurance! I love her ability to answer questions and never tire of my calls. Thank you Sandy!"
valeria qin
May 5, 2025
5
out of
5
rating by valeria qin
"Sandy is so nice, explained every details for me, I will be a customer still in future"
We responded:
"Valeria, thank you for recognizing Sandy with this 5 ⭐️ review from my Oceanside, State Farm Insurance Agency. All of us appreciate the opportunity to be of service and we are always here to help. Have a great week. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToServeYou"
Debra
May 1, 2025
5
out of
5
rating by Debra
"Have been looking for insurance to cover my car in California for my Marine and was having the worst luck on getting good rates and Bruce helped me find the best coverage for what we needed and answered all my questions fast efficient and with no hesitation highly recommend them for all your insurance needs! Thank you again Bruce!"
We responded:
"Debra, thank you for your family’s service, thank you for recognizing Bruce, and thank you for trusting us with your automobile insurance needs from my Oceanside, State Farm Insurance Agency. We appreciate your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #FastAndEfficientServiceMatters "
Bradley Nash
April 30, 2025
5
out of
5
rating by Bradley Nash
"Great rate, great coverage, super easy to set up I reached out to John Cho to set myself up with auto, renters, and musical instrument insurance. Both John and his team member Kerrigan Petriello were very helpful (and patient) in answering all of my questions. It was an easy process and in the end I have a great rate and excellent coverage. I would highly recommend working with them! Just wanted to add an update (10/2024). I've continued to be really happy with my experience with State Farm. Today I called to add motorcycle insurance and ask a few other questions, and Bruce was able to get me sorted out very quickly and easily. Wish more companies had customer service like this. Update 4/2025 - Once again Bruce was able to help me out - he answered all my questions, made the changes I needed, and let me know exactly what I needed to do next in a clear and understandable way. Thanks for continuing to make this a pleasant experience!"
We responded:
"Bradley, thank you for this wonderful 5⭐️ review, recommendation AND sharing your experience with Kerrigan - she is terrific! Thank you for trusting us with your car insurance, renters insurance and musical instrument insurance. Enjoy your Sunday afternoon and have a great week. Cheers! John"
MaryAnn Dixon
April 28, 2025
5
out of
5
rating by MaryAnn Dixon
"My car policy with State Farm was going to be cancelled due to erroneous info placed against my driver's license. Kerrigan in your office listened to me carefully when I denied that the information was correct, and gave me instructions on how to clear my record. She was so kind & supportive during this process! When I obtained proof that the information against me was indeed a CLERICAL error, she was vigilant in making sure that your Underwriting department received that proof in a timely manner, and my policy is going to be renewed! Thank you Kerrigan!"
We responded:
"Maryann, thank you for your feedback and for this wonderful customer service review. Your recognition of Kerrigan is on point and well deserved. Kerrigan is terrific!Thank you for your business AND we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #WeCareBecauseYouMatter"
M M Castro
April 25, 2025
5
out of
5
rating by M M Castro
"My husband and I have been extremely happy with the insurance services that Sandy Warren has provided to us for many years now. She is quick to respond to all of our questions and needs. We are definitely happy customers of Jon Cho's State Farm Insurance office in Oceanside, CA."
We responded:
"M, thank you for sharing your experience with my State Farm Insurance Agency in Oceanside AND for recognizing Sandy. Sandy is great and I am blessed to have her on my team. Thank you for your business over the years and we are always here to help. Enjoy the rest of your weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ServiceServiceService"
Dwight Navis
April 22, 2025
5
out of
5
rating by Dwight Navis
"Great service from Sandy and the entire office"
We responded:
"Dwight, thanks for recognizing Sandy and my Oceanside, State Farm Insurance Agency with this review. All of us appreciate your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ServiceAbsolutelyMatters "
brian bourguignon
April 22, 2025
5
out of
5
rating by brian bourguignon
"The office help especially Sandy is always very helpful"
We responded:
"Thank you Brian. Hope all is well and Happy New Year! Cheers! - John"
Stephen Seideman
April 21, 2025
5
out of
5
rating by Stephen Seideman
"Sandra Warren did an excellent job and was very professional."
We responded:
"Stephen, thank you for the 5⭐️s and for recognizing Sandy who is terrific. We appreciate your business from my Oceanside, State Farm Insurance office and we are always here to help. Have a great week. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ProfessionalAndExcellenceMatters"
Thomas Heidecker
April 20, 2025
5
out of
5
rating by Thomas Heidecker
"Been a customer for over 10 yrs and they're great! Sandy Warren is always so responsive and knowledgeable about everything. We feel valued and comfortable trusting them with our insurance needs"
We responded:
"Thomas, thanks for sharing AND for recognizing Sandy with this review. We are grateful for your insurance business, relationship for over a decade, and we are always here to help. Happy Easter! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #KnowledgeableTrustworthy"
catalino cervantes
April 18, 2025
5
out of
5
rating by catalino cervantes
"Bruce helped me with a Claim even though I’m not a client yet, I’m with another company but will be moving to State Farm. He help me in Spanish too."
We responded:
"Catalino, thank you for recognizing Bruce with your review and I’m glad he was able to assist with your claim. All of us in my Oceanside, State Farm Insurance Agency look forward to taking care of you in the future. Happy Easter! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelpAndServiceMatters"
kasia mikulska
April 17, 2025
5
out of
5
rating by kasia mikulska
"Great office and great staff. Sandra has been my rep for a few years now and she's always been amazing."
We responded:
"Kasia, thank you for writing this review and for recognizing Sandy. We appreciate the opportunity to be your State Farm Agency. Heard a rumor it is Friday 😎. Have a great weekend. Cheers! - John "
Sister Sister
April 16, 2025
5
out of
5
rating by Sister Sister
"I’ve been with John Cho-State since moving to Cali and they have the best office and employees."
We responded:
"Thank you! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelpAndServiceMatters"
Arrell Willingham
April 11, 2025
5
out of
5
rating by Arrell Willingham
"This my first accident that I have been involved since my beginning with State Farm in 1992. Sandi has been extremely helpful in guiding me on the steps I need to do to get my car repaired."
We responded:
"Arrell, thank you for sharing your experience with your claim from my Oceanside, State Farm Insurance Agency and for recognizing Sandy who has been assisting AND is fantastic. Thank you for your insurance business over the years and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereWhenYouNeedUsMost"
Lilia Felix
April 11, 2025
5
out of
5
rating by Lilia Felix
"John and staff are excellent at what they do. Answered every question with much clarity. This helped me to make the best choice possible."
We responded:
"Thank you Lilia for sharing your experience with my Oceanside, State Farm Insurance Agency. We are grateful for your business and always here to help. All the best, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelpUMakeTheBestChoice "
Bill Burch
April 11, 2025
5
out of
5
rating by Bill Burch
"Sandra is so nice, and very service oriented."
We responded:
"Bill, Sandy is everything you shared AND more and I am blessed to have her on my team. Thank you for your business, trust all is well with you and your bride and we are always here to help. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #LikeAGoodNeighbor"
John Cozad
April 10, 2025
5
out of
5
rating by John Cozad
"Had a appointment with Sandra. We reviewed and modified our policies as needed. She was very professional and friendly, as were everyone we met. I would defiantly recommend her for anyone needing Insurance!"
We responded:
"John, thank you for your recommendation and for sharing your experience with my Oceanside, State Farm Insurance Agency AND for recognizing Sandy who is terrific. Thank you for your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ProfessionalAndHereWhenUNeedUs"
Graziano’s
April 10, 2025
5
out of
5
rating by Graziano’s
"Sandy Warren is always extremely helpful in navigating me through the process of umbrella policy and receiving annual Certificate of Insurance. She answered all my questions and responded in a timely manner. Very happy with results!"
We responded:
"Patti, thank you for this review and for sharing your customer service experience with Sandy who is terrific! Delighted to read that Sandy answered all your questions on the umbrella policy and provided prompt customer service. Thank you for your business and have a great weekend. Warmly, John"
Maricela Salazar
April 5, 2025
5
out of
5
rating by Maricela Salazar
"Bruce alto does a excellent job"
We responded:
"Maricela, yes, Bruce does an excellent job and I am blessed to have him on my State Farm team. Have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ExcellentTeamMembersMatter"
Jessica Marmolejo
April 4, 2025
5
out of
5
rating by Jessica Marmolejo
"I recently made the switch from AAA to State Farm, and I couldn’t be happier with my decision! I recently made the decision to leave AAA after being a loyal customer for 10 years. The primary reason for this decision was their constant price increases without clear explanations. Despite numerous calls to customer service, I could never get a satisfactory answer regarding why my premiums were going up or what specific factors were influencing the price hikes. State Farm offers exceptional customer service and better rates. Bruce helped us find the best coverage and made the entire process seamless. I really appreciated his responsiveness and willingness to answer all of my questions. I highly recommend Bruce! Overall, I’m impressed with the coverage and peace of mind State Farm provides. Highly recommend!"
We responded:
"Jessica, WOW and thank you for this wonderful review AND for recognizing Bruce who is terrific. We pride ourselves on relationships and great customer service here at my Oceanside, State Farm agency. Thank you for your insurance business and we are always here to help. Welcome to the State Farm family! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #RelationshipsMakeAllTheDifference"
Sandy Chasse
April 4, 2025
5
out of
5
rating by Sandy Chasse
"Bruce helped me file a claim for my windshield. He was very nice and fast! Took care of all the details! Thanks Bruce"
We responded:
"Sandy, thank you for recognizing Bruce during your claim. Your feedback means a lot and I’ll be sure to share your review with Bruce first thing in the morning. Thank you for your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereWhenYouNeedUsMost"