State Farm® Insurance Agent John Cho
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
garyweglarz
September 9, 2025
5
out of
5
rating by garyweglarz
"We've worked with Sandy multiple times recently as we've been preparing to leave the country, closing claims, changing coverages, etc. She has been very prompt, helpful and pleasant to work with! She even helped us understand that we didn't need to accept a protection plan pushed by a storage facility, and that instead our own renter's policy could cover our belongings there. This allowed us to cancel the more expensive policy pushed by the storage facility, and continue to use our much better coverage under our current State Farm renter's policy. We couldn't be more pleased and grateful for Sandy's help and support with all of our pre-move preparations. Thank you Sandy! - Annie & Gary"
We responded:
"Gary, thank you for this wonderful review and for sharing your experience with Sandy who is terrific! Thank you for your business and safe travels. Best! John "
kelly fulton
September 9, 2025
5
out of
5
rating by kelly fulton
"Working with Edwin yesterday was fast and easy. He answered all my questions and followed up after the call with an email. Super customer focused!"
We responded:
"Kelly, thank you for the feedback AND for recognizing Edwin from my Oceanside, State Farm Insurance Agency. We pride ourselves in customer service and following up. Thank you for your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #CustomerServiceCustomerFocused "
Amanda Saintil
September 8, 2025
5
out of
5
rating by Amanda Saintil
"Edwin worked really hard and quick to get us what we needed. Thanks again!!"
We responded:
"Amanda, delighted to read Edwin delivered on your car insurance needs from my Oceanside, State Farm Insurance Agency. I’ll be sure to recognize him during our team meeting in the morning. Thanks for your business and we are always here to help. Have a great week. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #WorkingForYou"
serina west
September 6, 2025
5
out of
5
rating by serina west
"I've been with State Farm for more than 15 years! Any time I call and speak to Sandra Warren, she is always helpful, patient, and is able to answer any questions I have or solve any issues regarding my different policies. Although prices for insurance have increased across the globe, one of the main reasons I have stayed with State Farm over the years is due to Sandra and the customer service she and the company have provided! She has been amazing throughout years! Thank you, Sandra!"
We responded:
"Good morning Serina and I hope you are having a great Saturday morning. Thank you very much for this detailed review AND for recognizing Sandy. As you know, I am blessed to have her on my team. Thank you for trusting my Oceanside, State Farm Insurance Agency over the many years and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, California #AlwaysHereToHelp "
Allan Camaisa
September 6, 2025
5
out of
5
rating by Allan Camaisa
"Extremely fast and polite response With State Farm A pleasure to work with"
We responded:
"Thank you Allan! We are always here to help. Have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
beth barnum
September 5, 2025
5
out of
5
rating by beth barnum
"We have been with John Cho's office for well over a decade. Always great service when I call his office. We just purchased a new car and Edwin was super helpful, polite and very efficient. With so much being done via AI it's nice to be able to still speak to a person over the phone that has good phone etiquette."
We responded:
"Beth, thank you for this 5 ⭐️ recommendation and congrats on your son’s accomplishment. I just shared your review with Kerrigan and you made her day. 😎 Thank you for trusting us with your insurance needs from my Oceanside, State Farm location. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #WeCareYouMatter "
sean kim
September 3, 2025
5
out of
5
rating by sean kim
"Update 6 years later, everyone has been amazing. Whenever I visit them, they've never failed to greet me like a family. I especially love Sandy. She is reliable, smart and very kind. She will always greet you with a big smile that makes you smile. . . . . John Cho has been great in helping me and my parents figure out many problems. We had massive issues with previous State farm agent, but John Cho and his staffs helped us get out of any confusions we had, guided and taught us many things that we had no knowledge of. John will answer every questions you have and he will simplify his answers to our questions, so we can understand him easily. When you call, they will always answer their phone or call you back right away. John's staff Sandy has been so great to deal with, she is always positive and ready to help you figure out any issues. We are so glad we found them!"
We responded:
"Thanks Sean! We appreciate the feedback and the shout out for Sandy. Please give my best to your parents and we will see you soon. Take care! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #RelationshipsMatter"
J Bayer
September 3, 2025
5
out of
5
rating by J Bayer
"Sandy has always been there for me! Most recently she eased the burden of my car accident by guiding me through everything from where to have my car towed, referrals to repair shops and following up on insurance details. So grateful to have her as my agent."
Greggory Park
September 2, 2025
5
out of
5
rating by Greggory Park
"I've had State Farm insurance for years and have always been satisfied with their service and claims processing. The staff at John Cho's agency, Edwin in particular, always picks up the phone or returns my calls and emails promptly and makes sure questions are answered and claims go smoothly without drama. When my previous agent retired many years ago, I considered changing insurers, but John and his crew took over and did an even better job than my old agent, which is saying a lot. The rates are always competitive, and the service is over the top."
We responded:
"Gregg, thank you very much for this detailed review AND for recognizing Edwin from my Oceanside, State Farm Insurance Agency. Thank you for trusting my office with your life insurance, car insurance, motorcycle insurance and home insurance over the many years and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, California #AlwaysHereToHelp"
Larry Nedderman
August 27, 2025
5
out of
5
rating by Larry Nedderman
"Sandra was fantastic and new her stuff pleasure doing business with very competent and polite people there at State Farm!"
We responded:
"Larry, thank you for your feedback and for recognizing Sandy from my Oceanside, State Farm Insurance Agency. I’m blessed to have Sandy on my team. Thank you for your business and we are always here to help. Have a great Labor Day weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, California #ServiceMattersBecauseWeCare"
Ismail Akman
August 24, 2025
5
out of
5
rating by Ismail Akman
"We greatly appreciate agent Sandra Warren's work with us. She is timely in her responses to our questions, persistent in getting insurance issues resolved and very customer oriented. Thank You!"
We responded:
"Ismail, thank you for this valuable feedback and for sharing your experience with Sandy from my Oceanside, State Farm Insurance Agency. Thank you for your business, I hope you are having a wonderful Saturday evening, and we are always here to help. Best! John Cho, CLU & ChFC-StateFarm Insurance Agent, CA #SandyAndTeamChoAreHereToHelp"
Cesar Serafin
August 23, 2025
5
out of
5
rating by Cesar Serafin
"Sandra Warren is always so help if. She’s amazing to work with."
We responded:
"Cesar, thank you for recognizing Sandy with this 5 ⭐️ review from my Oceanside, State Farm Insurance Agency. Thank you for your business and we are always here to help. Cheers and enjoy the rest of your weekend! John Cho, CLU & ChFC-State Farm Insurance Agent, CA #SandyIsAlwaysHereToHelp"
Ashanti Ward
August 23, 2025
5
out of
5
rating by Ashanti Ward
"Edwin was very helpful in helping me cancel my policy. Very respectful and efficient with everything. Thank you"
We responded:
"Ashanti, thank you for recognizing Edwin! Should anything change in the future, please keep us in mind. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereTiHelp"
Janice Behler
August 22, 2025
5
out of
5
rating by Janice Behler
"She did it again! In the last few months, I’ve had to contact this insurance office several times. Sandy is always pleasant, quick to get answers and always very patient explaining detail to me."
We responded:
"Janice, thank you for recognizing Sandy from my Oceanside, State Farm Insurance Agency and for this valuable feedback. Grateful for our relationship over the years and we are always here to help. Warmly, John Cho, CLU & ChFC-State farm Insurance Agent, CA #HereToHelp"
joohyun sun
August 20, 2025
5
out of
5
rating by joohyun sun
"Sandy has been my great helper for 10 years. She is the best!!!"
We responded:
"Thank you! 😎"
Palash Das
August 19, 2025
5
out of
5
rating by Palash Das
"Prompt courteous response by Edwin. Thank you"
We responded:
"Dr. Das, thank you for your feedback and for recognizing Edwin from my Oceanside,State Farm Insurance Agency. I’ll be sure to mention your review during tomorrow’s team meeting. Thank you for your business over the years and we are always here to help. Have a great evening. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, CA #PromptCourteousServiceAlways"
Lynn Bedard
August 13, 2025
5
out of
5
rating by Lynn Bedard
"I spoke with Account Manager Edwin Song, He was very knowledgeable and helpful with my request. He is on of the reasons State Farm is such a wonderful company."
We responded:
"Lynn, thank you for taking the time to share your experience with my State Farm Insurance Agency, Oceanside, CA and especially for recognizing Edwin. All of us appreciate your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, CA #HelpfulKnowledgeableHereToHelp "
Herb and Susie Hendricks
August 12, 2025
5
out of
5
rating by Herb and Susie Hendricks
"Edwin was a great help with my auto insurance issues"
We responded:
"Herb & Susie, hope all is well and thank you for your feedback AND for recognizing Edwin from my State Farm Automobile Insurance Agency in Oceanside, CA. We appreciate your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, CA #Helpful"
Dan Deen
August 4, 2025
5
out of
5
rating by Dan Deen
"I have had All My Policies With This Office For Years. There Is A Reason For That. The Coverage Is Better And The Cost Of That Coverage Is More Affordable Than Other Ins Cos. In Addition, When I Need Something I Just Call Sandy. She Is Incredibly Good At What She Does Sandy Is The Bomb !!!"
We responded:
"Dan, thank you for sharing your experience over the years AND for recognizing Sandy from my Oceanside, State Farm Insurance Agency. Sandy is the 💣 and I am blessed to have her as part of my team. Thank you for trusting the John Cho Agency with your insurance needs over the years and we are always here to help. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, California #RelationshipsMatter"
Reyna Araujo
August 4, 2025
5
out of
5
rating by Reyna Araujo
"Francisco Ibarra is a professional who has offered excellent customer service! He is prompt, helpful and knowledgeable on all aspects of the policies. I will recommend him to family and friends."
We responded:
"Reyna, thank you for this wonderful review and for recognizing Francisco from my State Farm Insurance Agency in Oceanside. I just shared your review with him and you made his day. Thank you for your business and all of us are here to help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #Excellent Customer Service Matters "
Lisbette Baltazar
August 4, 2025
5
out of
5
rating by Lisbette Baltazar
"We appreciate the customer service we get from Sandy! Highly recommend her and her team. Thank you for all that you do."
We responded:
"Good morning Lisbette and thank you for taking the time to recognize Sandy from my Oceanside, State Farm Insurance Agency with a 5⭐️ review. This means a great deal to her and the entire office. Thank you for your business and we are always here to help. Have a great week! Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, California #CustomerServiceReallyMattwrs"
Carmen Perez
August 1, 2025
5
out of
5
rating by Carmen Perez
"This afternoon I proceeded to make my payment by phone but due to interference I had to hang up, immediately the insurance agent Francisco returned the call and I was able to satisfactorily make the payment, I was impressed by Mr. Francisco's kind attitude for making the effort to recover the call, that never happens with other insurance companies, congratulations for your professional and courteous service towards your clients, I am very satisfied with the information, God bless you."
We responded:
"Carmen, thank you for sharing your customer service experience with Francisco at my Oceanside State Farm Insurance Agency. I just shared your review with him and you should have seen the smile on his face. Thank you for your business and we are always here to help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent,California #ProfessionalCourteousAHereToHelp"
Mike Chasmar
July 31, 2025
5
out of
5
rating by Mike Chasmar
"Sandra was so helpful with making changes i needed to our policy. Always provides the information we need to make the right adjustments."
We responded:
"Mike, thank you for your feedback and for recognizing Sandy from my State Farm Insurance Agency in Oceanside. I am tremendously blessed to have her on my team. Many thanks for your business and we are always here to help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #YouMatterWeCare "
Michael Klein
July 31, 2025
5
out of
5
rating by Michael Klein
"Sandy is fantastic! She is always there answering all of my concerns and she helps me out whenever I need an insurance help. John and his team are the best. I was applying for home insurance from out of state for the first time and Bruce walked me through the whole process seaminglesly. This was a fantastic experience!"
We responded:
"Michael, thank you for sharing your experience and the shout out for Bruce. Welcome to So Cal. Cheers! - John Cho"
Jonathan J
July 31, 2025
5
out of
5
rating by Jonathan J
"Me ayudo Bruce es muy bueno el lo que ace 👌"
We responded:
"Jonathan, thank you for recognizing Bruce with a 5⭐️ review from my Oceanside, State Farm Insurance Agency. I just shared your review with him and you made his afternoon. Thank you for your insurance business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"