State Farm® Insurance Agent John Cho
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Steven Richardson
October 7, 2025
5
out of
5
rating by Steven Richardson
"Edwin was been great at getting my policy updated and refreshed. Thank you so much"
We responded:
"Thank you Steven for sharing your experience with Edwin from my Oceanside, State Farm Insurance Agency. I’ll be sure to share your review with him. Thank you for your business and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AlwaysHereToHelp"
palodobrik
October 3, 2025
5
out of
5
rating by palodobrik
"This is the perfect office. I dealt with Edwin the other day and he was very helpful , knowledgeable and very quick with the email follow up. Thank you"
We responded:
"Pavol, thank you for sharing your experience with Edwin from my Oceanside, State Farm Insurance location. I’m delighted he delivered 5⭐️ customer service. Thank you for trusting us with your insurance needs and we are always here to help. Heard a rumor it is Friday. Have a great weekend. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HelpfulKnowledgeableAndQuick"
Scott Michaels
October 3, 2025
5
out of
5
rating by Scott Michaels
"Sandra is the greatest! She always goes above and beyond what's expected and I appreciate her more every time I call..."
We responded:
"Scott, thank you for recognizing Sandy and thank you for your business. Have a great evening! With gratitude, John"
Donna Tusack
October 2, 2025
5
out of
5
rating by Donna Tusack
"Again, I want to give an excellent review for this office staff especially Sandy and the help she continues to give me. Called today and Sandy was so very helpful in answering my questions and sending me additional information. Kudos to her outstanding customer service!! I am very pleased with the customer service and response time I have received from John Cho and his staff. I want to give a special shout out to Sandy that works in the office. She has helped me numerous times and each time has handle my questions or issues thoroughly, efficiently and with respect. I would highly recommend this office to service your insurance needs."
We responded:
"Donna, thank you for taking the time to provide feedback from my State Farm Insurance Agency in Oceanside and for the recommendation. Special thanks for recognizing Sandy and her customer service. Thank you for your business and please reach out anytime we can help. Have a great evening. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, CA #ServicePlusBecauseServiceMatters"
Holli Crawford
September 30, 2025
5
out of
5
rating by Holli Crawford
"I always appreciate John Cho’s agency and their wonderful customer service!! Sandy is A+ in helping out online!!"
We responded:
"Thank you Holli for the shout out on Edwin and for the 5⭐️ review. We appreciate your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #TimelyCustomerServiceMatters"
Jim Scanlon
September 29, 2025
5
out of
5
rating by Jim Scanlon
"I’m a small company with a business trajectory of becoming a medium sized company within 3 years of inception. John Cho and his seasoned staff were instrumental in guiding me through the many decisions I had to make regarding to insurance coverage for a small business. His company’s base of knowledge in insurance allowed me to focus on those areas where I was more competent and effective. I would strongly endorse John Cho and his staff for small business like mine. Jim Scanlon"
Nestorj
September 27, 2025
5
out of
5
rating by Nestorj
"Edwin was easy to work with. He understood my car insurance needs and was able to help me."
We responded:
"Nestorj, thank you for this valuable feedback on Edwin from my State Farm Agency, Oceanside. I’ll be sure to share your kind words with him. Thank you for your business and I hope you are having a great Friday evening and enjoy the rest of your weekend. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #WeUnderstandYourNeeds "
Michael Henderson
September 26, 2025
5
out of
5
rating by Michael Henderson
"Sandy did a great job assisting me with renewing my CFP policy and getting a copy of my new Policy Declarations Page. Thanks for the great customer service."
We responded:
"Michael, thank you for sharing your customer service experience with Sandy from my Oceanside, State Farm Insurance Agency. No surprise Sandy delivered 5 ⭐️ service. She is terrific and I’m blessed to have her on my team. Thank you for your business and please reach out any time. Heard a rumor it is Friday. Have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #DeliveringGreatCustomerService"
Mariam Ebadi
September 25, 2025
5
out of
5
rating by Mariam Ebadi
"Sandy is incredible!! She’s always quick to respond, very knowledgeable, and makes handling our insurance needs easy and stress-free. Highly recommend working with her!"
We responded:
"Mariam, thank you for taking the time to provide this feedback from my Oceanside, State Farm Insurance Agency AND for recognizing Sandy who is terrific. Thank you for trusting us with your insurance business and we are always here to help. Have a great evening. With gratitude, John Y. Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #YourInsuranceEasyAndStressFree"
Crystal Cliame
September 23, 2025
5
out of
5
rating by Crystal Cliame
"Edwin Song helped me today and I really appreciate his prompt response to my request to send me a copy of my car insurance card. He was very friendly and really enjoyed talking to him.👍👍👍"
We responded:
"Crystal, thank you for sharing your experience with Edwin from my Oceanside, State Farm Insurance Agency and for the 5⭐️s. I just shared your review with him and you made his afternoon. I trust this note finds both you and James well. Thank you for your insurance business and we are always here to help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #Five⭐️ServiceMatters "
Deborah Zie
September 23, 2025
5
out of
5
rating by Deborah Zie
"I recently had a billing question about my home insurance and spoke to Edwin Song, the account manager at John Cho"s State Farm office. Edwin emailed me a couple days later to ask for additional information and is working on getting an answer for me. Edwin is polite, professional and efficient. I appreciate the 5 star service I have received from Edwin."
We responded:
"Good morning Deborah and thank you for sharing your 5⭐️ experience with Edwin from my State Farm Insurance Agency in Oceanside. I’ll be sure to share your review during our team meeting later this morning 😎. Thank you for your business and we are always here to help. With gratitude, John Cho, CLU & ChFC- State Farm Insurance Agent, Oceanside, CA #Five⭐️CustomerServiceIncluded "
Jo Smithson
September 22, 2025
5
out of
5
rating by Jo Smithson
"Edwin Wong promptly responded to my request for declaration pages. Thank you!"
We responded:
"Jo, thanks for sharing Edwin’s recent interaction with you from my Oceanside, State Farm Insurance Agency. Edwin is terrific! Thank you for your business, hope this note finds you, Randy and your entire family well AND we are always here to help. Have a great week. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #PromptAccurateServiceMatters"
garyweglarz
September 9, 2025
5
out of
5
rating by garyweglarz
"We've worked with Sandy multiple times recently as we've been preparing to leave the country, closing claims, changing coverages, etc. She has been very prompt, helpful and pleasant to work with! She even helped us understand that we didn't need to accept a protection plan pushed by a storage facility, and that instead our own renter's policy could cover our belongings there. This allowed us to cancel the more expensive policy pushed by the storage facility, and continue to use our much better coverage under our current State Farm renter's policy. We couldn't be more pleased and grateful for Sandy's help and support with all of our pre-move preparations. Thank you Sandy! - Annie & Gary"
We responded:
"Gary, thank you for this wonderful review and for sharing your experience with Sandy who is terrific! Thank you for your business and safe travels. Best! John "
kelly fulton
September 9, 2025
5
out of
5
rating by kelly fulton
"Working with Edwin yesterday was fast and easy. He answered all my questions and followed up after the call with an email. Super customer focused!"
We responded:
"Kelly, thank you for the feedback AND for recognizing Edwin from my Oceanside, State Farm Insurance Agency. We pride ourselves in customer service and following up. Thank you for your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #CustomerServiceCustomerFocused "
Amanda Saintil
September 8, 2025
5
out of
5
rating by Amanda Saintil
"Edwin worked really hard and quick to get us what we needed. Thanks again!!"
We responded:
"Amanda, delighted to read Edwin delivered on your car insurance needs from my Oceanside, State Farm Insurance Agency. I’ll be sure to recognize him during our team meeting in the morning. Thanks for your business and we are always here to help. Have a great week. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #WorkingForYou"
serina west
September 6, 2025
5
out of
5
rating by serina west
"I've been with State Farm for more than 15 years! Any time I call and speak to Sandra Warren, she is always helpful, patient, and is able to answer any questions I have or solve any issues regarding my different policies. Although prices for insurance have increased across the globe, one of the main reasons I have stayed with State Farm over the years is due to Sandra and the customer service she and the company have provided! She has been amazing throughout years! Thank you, Sandra!"
We responded:
"Good morning Serina and I hope you are having a great Saturday morning. Thank you very much for this detailed review AND for recognizing Sandy. As you know, I am blessed to have her on my team. Thank you for trusting my Oceanside, State Farm Insurance Agency over the many years and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, California #AlwaysHereToHelp "
Allan Camaisa
September 6, 2025
5
out of
5
rating by Allan Camaisa
"Extremely fast and polite response With State Farm A pleasure to work with"
We responded:
"Thank you Allan! We are always here to help. Have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
beth barnum
September 5, 2025
5
out of
5
rating by beth barnum
"We have been with John Cho's office for well over a decade. Always great service when I call his office. We just purchased a new car and Edwin was super helpful, polite and very efficient. With so much being done via AI it's nice to be able to still speak to a person over the phone that has good phone etiquette."
We responded:
"Beth, thank you for this 5 ⭐️ recommendation and congrats on your son’s accomplishment. I just shared your review with Kerrigan and you made her day. 😎 Thank you for trusting us with your insurance needs from my Oceanside, State Farm location. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #WeCareYouMatter "
S. K.
September 3, 2025
5
out of
5
rating by S. K.
"Update 6 years later, everyone has been amazing. Whenever I visit them, they've never failed to greet me like a family. I especially love Sandy. She is reliable, smart and very kind. She will always greet you with a big smile that makes you smile. . . . . John Cho has been great in helping me and my parents figure out many problems. We had massive issues with previous State farm agent, but John Cho and his staffs helped us get out of any confusions we had, guided and taught us many things that we had no knowledge of. John will answer every questions you have and he will simplify his answers to our questions, so we can understand him easily. When you call, they will always answer their phone or call you back right away. John's staff Sandy has been so great to deal with, she is always positive and ready to help you figure out any issues. We are so glad we found them!"
We responded:
"Thanks Sean! We appreciate the feedback and the shout out for Sandy. Please give my best to your parents and we will see you soon. Take care! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #RelationshipsMatter"
J Bayer
September 3, 2025
5
out of
5
rating by J Bayer
"Sandy has always been there for me! Most recently she eased the burden of my car accident by guiding me through everything from where to have my car towed, referrals to repair shops and following up on insurance details. So grateful to have her as my agent."
We responded:
"Thank you for sharing your customer service experience with my Oceanside, State Farm Insurance Agency following your automobile accident AND for recognizing Sandy throughout the claims process. Delighted to read Sandy was there when you needed us most. Thank you for your business and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, California #AlwaysHereToHelp "
Greggory Park
September 2, 2025
5
out of
5
rating by Greggory Park
"I've had State Farm insurance for years and have always been satisfied with their service and claims processing. The staff at John Cho's agency, Edwin in particular, always picks up the phone or returns my calls and emails promptly and makes sure questions are answered and claims go smoothly without drama. When my previous agent retired many years ago, I considered changing insurers, but John and his crew took over and did an even better job than my old agent, which is saying a lot. The rates are always competitive, and the service is over the top."
We responded:
"Gregg, thank you very much for this detailed review AND for recognizing Edwin from my Oceanside, State Farm Insurance Agency. Thank you for trusting my office with your life insurance, car insurance, motorcycle insurance and home insurance over the many years and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, California #AlwaysHereToHelp"
Larry Nedderman
August 27, 2025
5
out of
5
rating by Larry Nedderman
"Sandra was fantastic and new her stuff pleasure doing business with very competent and polite people there at State Farm!"
We responded:
"Larry, thank you for your feedback and for recognizing Sandy from my Oceanside, State Farm Insurance Agency. I’m blessed to have Sandy on my team. Thank you for your business and we are always here to help. Have a great Labor Day weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, California #ServiceMattersBecauseWeCare"
Ismail Akman
August 24, 2025
5
out of
5
rating by Ismail Akman
"We greatly appreciate agent Sandra Warren's work with us. She is timely in her responses to our questions, persistent in getting insurance issues resolved and very customer oriented. Thank You!"
We responded:
"Ismail, thank you for this valuable feedback and for sharing your experience with Sandy from my Oceanside, State Farm Insurance Agency. Thank you for your business, I hope you are having a wonderful Saturday evening, and we are always here to help. Best! John Cho, CLU & ChFC-StateFarm Insurance Agent, CA #SandyAndTeamChoAreHereToHelp"
Cesar Serafin
August 23, 2025
5
out of
5
rating by Cesar Serafin
"Sandra Warren is always so help if. She’s amazing to work with."
We responded:
"Cesar, thank you for recognizing Sandy with this 5 ⭐️ review from my Oceanside, State Farm Insurance Agency. Thank you for your business and we are always here to help. Cheers and enjoy the rest of your weekend! John Cho, CLU & ChFC-State Farm Insurance Agent, CA #SandyIsAlwaysHereToHelp"
Ashanti Ward
August 23, 2025
5
out of
5
rating by Ashanti Ward
"Edwin was very helpful in helping me cancel my policy. Very respectful and efficient with everything. Thank you"
We responded:
"Ashanti, thank you for recognizing Edwin! Should anything change in the future, please keep us in mind. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereTiHelp"