State Farm® Insurance Agent John Cho
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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
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What our customers say about us...
carla durler
July 9, 2026
"Been with this office for over 30 years. Have had claims for home and auto in that time as well as life changes as we age. All new policies and older existing policies have been seamless and the support when you have a need or questions answered are quick and thorough. Sandy Warren in the office is exceptional and I saw that with years of contact and help from her ever interaction is just amazing."
Diana Rodrigo
July 8, 2026
"SANDY AT STATE Farm is Always there when we need her ,She goes Above And beyond to help us with all our insurance needs very friendly and very professional and Always does it with a Smile."
Michael
July 7, 2026
"Edwin Song has been great - he’s always quick to respond and helps guide any questions I have."
Andrew Shakespeare
July 7, 2026
"Sandy Warren assisted our policyholder navigate the claim process for an out of state claim while he was working in Oceanside . Terrific customer service ."
Justine Schmeiser
July 1, 2026
"Kerrigan was easy to connect with! She was very knowledgeable and patient! Thank you!"
Debbie Kretchmar
July 1, 2026
"Edwin was very responsive and had the answers to all of my questions - which were related to my homeowner and auto policies. Edwin was great!"
janeiry balderas
June 23, 2026
"Edwin was fantastic! Really takes care of you through every step of acquiring a new policy and is very knowledgeable. Thank you!"
Victor
June 23, 2026
"Sandy and John Cho are top notch and are always accessible."
ELISE CURRY
June 11, 2026
"Sandy is very helpful and friendly!!"
Karina Sohn
June 11, 2026
"I have been a customer of John Cho Insurance since 2016 and Sandra (Sandy) Warren has been our personal agent since day 1. She works really hard to find the best value for our homeowners, rental, umbrella and car insurances. Any time I have a question or concern with my policies, she responds in a very timely manner and is always very informative. She is prompt, knowledgeable, efficient and friendly. Excellent customer service. Thank you Sandy!"
Craig Cuthbert
June 10, 2026
"Professional, friend"
Leslie Conner
June 4, 2026
"Sandy was so helpful. Thanks so much!"
Pat Zaun
June 3, 2026
"I get great service from Sandy at John Cho State Farm. She is extremely responsive and gives me an instant answer on every issue I have on the same day I ask. I highly recommend John Cho State Farm.
Thanks John. I also would like to mention that I got great service from Edwin as well while Sandy was away from the office. You have a great team."
Edgar Valdez
June 2, 2026
"Sandy has been a pleasure to work with, she’s assisted every step of the process. Super grateful for their support in this time"
JOY LEE
May 29, 2026
"Edwin is very helpful and friendly."
Carter Cooperman
May 29, 2026
"Excellent experience. I was assisted by Edwin Song, who was very accommodating, responsive, and happy to help."
Daisy Teresa
May 26, 2026
"John Cho & Sandy Warren are an amazing team they're quick to respond whenever you have questions or need anything."
Steven Ward
May 20, 2026
"I had a question regarding a mailed questionnaire about current home replacement values. My last one was in 2010.
Edwin Song at John Cho's office gave me clear instructions. We filled out the questionnaire on the phone. Simple"
Dawn Dully
May 20, 2026
"OMG! Sandy Warren makes everything better! Her customer service and follow through are the best! I always know when I speak with Sandy, that everything will be taken care of! Thanks Sandy...D"
Drora Oren
May 20, 2026
"We are newcomers to CA and needed a knowledgeable and experienced insurance agent. A neighbor recommended John Cho State Farm agency. We were lucky to meet Sandy Warren who's been taking a good care of us. Thank you, Sandy!
More than 3 years later: we are still with the same insurance because Sandy Warren is a knowledgable and friendly insurance agent. She has always responded quickly to our questions and requests. We appreciate you, Sandy!"
gerina st amant
May 19, 2026
"I needed to suspend my auto insurance because my car isn't working right now. Edwin was very helpful, polite and answered some questions for me"
C MO
May 19, 2026
"Edwin was amazing and this agency has been great to work with. Made the transition seamless and easy as well as quick 5 stars!!!"
Marie
May 19, 2026
"Edwin's attention to detail, follow through and commitment to his work is incomparable. If you are looking for an agent that will keep you first...Edwin is the man! Thank you Edwin!"
Yoko Tashiro
May 18, 2026
"I am happy to have found this State Farm Office. I have had the best customer service with Sandy. She is prompt to return my phone calls and email inquires. She is awesome!!!"
Lucas Loyola
May 13, 2026
"Helpful"