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State Farm® Insurance Agent John Cho

3520 College Blvd
Suite 104
Oceanside, CA 92056-4658

Next to Hobby Lobby in the College Plaza Shopping Center

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Office Info


3520 College Blvd
Suite 104
Oceanside, CA 92056-4658


English, Spanish, German, Korean
About Me

WE'RE HIRING and we are LOCAL! Click the JOBS tab upper right.

********If you would like an auto insurance quote, please call/text our office during business hours. We are also available by email.*********

We are located in the city of Oceanside and provide insurance and financial services throughout California and the San Diego area, including the local communities of Carlsbad, Vista, Bonsall, San Marcos, Encinitas, Olivenhain, Rancho Santa Fe, Cardiff and Solana Beach. We pride ourselves on relationships and our friendly and quality 24/7 customer service.

As a business owner, husband, father of two, and an active member of the community, I understand how important it is to make sure your family and business are protected. I am a graduate of the University of Michigan, Ann Arbor... GO BLUE! I am a proud Santa Fe Christian parent... Go Eagles and a proud Wheaton College, IL parent...Go Thunder! And an active member in our local church, Advisory Board for The Salvation Army, Oceanside, and past VP & Prez and current member of Encinitas Business Exchange (EBX). I also have 34 years experience with State Farm.

My team (Sandy, Bruce, Kerrigan and Catee) and I have over sixty years of combined State Farm experience and can help you with all your insurance needs with no fees including car insurance, motorcycle insurance, electric bike insurance, property insurance, fire insurance, boat insurance, home insurance, condo insurance, renters insurance, personal liability umbrella policy, apartment insurance, life insurance, life-time income, key person insurance, executive bonus plans, health insurance, income replacement insurance, FCB (LTCI), med supplement insurance, business insurance, general liability insurance, executive bonus plans, food truck insurance, commercial auto insurance, worker's comp insurance, EPLI, vehicle insurance, dog walking liability insurance AND discounts over 40% and much more. Please contact our office for an insurance proposal. You can call, email, or text. My team and I are here to help, we are local and speak Spanish.


Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

The mission of The John Cho State Farm Agency is to help individuals, families and businesses manage the risks of everyday life, recover from the unexpected and realize their dreams. We will do this by educating you so you can make informed decisions. We are committed to providing prompt, professional, and courteous service.


Sandy Warren

Office Associate

I'm Sandy and I am the Office Manager for John Cho's State Farm Office. I have over 23 years of insurance experience and I am here to help. In my spare time I enjoy golf, reading, cooking, and walks on the beach. Reach out to me for your auto and home insurance needs in Oceanside.

Bruce Alto

Account Manager

I am Bruce Alto and I am an Account Manager at John Cho's State Farm Office. I speak Spanish and have over 10 years of insurance experience. I am all about relationships and look forward to serving you with your personal and business insurance needs. Outside of the office I love spending time with my family, jiu jitsu, and I am a car enthusiast. Reach out to me for your life insurance and business insurance needs in Vista and San Marcos.

Kerr Dye

Account Manager

Hi! I'm Kerrigan, an Account Manager for John Cho's State Farm Office. My biggest goal is to guide you and your family through the inevitable and have you understand your insurance better. I can help with your business or personal needs. In my spare time I love to be outdoors - hiking, surfing and exploring new places. My family also has an 8-year-old rescue pup we adore. Reach out to me for your business and commercial auto insurance needs in Carlsbad and Escondido.

Catee Steiger

Customer Service Representative

I am Catee and I am a Customer Service Representative for John Cho's State Farm Office. I have over 5 years insurance experience. In my spare time I enjoy time with family, cooking and baking, gardening, the beach and road trips. Reach out to me with any service needs in San Diego County.

Our Agency

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • Our office is located in Oceanside, CA.

This busy insurance and financial services office has a passion to make a difference in the lives of others and better the community. We want to work alongside those who are equally committed to excellence and personal achievement. Our team is comprised of results-oriented individuals that are serious about their development.

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.