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State Farm® Insurance Agent

John Cho

Office Hours

After Hours by Appointment

Address

3520 College Blvd
Suite 104
Oceanside, CA 92056-4658

Next to Hobby Lobby in the College Plaza Shopping Center

Profile photo of a State Farm Agent named: John Cho
5/5 average rating on Google (724 reviews)
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Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Address

3520 College Blvd
Suite 104
Oceanside, CA 92056-4658

Languages

English, Spanish, German, Korean
Map Image

WE’RE LOCAL & WE’RE HIRING- Click the JOBS tab in the upper right corner to explore opportunities and join our team.

Online car insurance quoting is available now! Call, text, email, or stop by—we make it simple to get started

As 2025 winds down and Thanksgiving approaches, it’s the perfect time to reflect on what matters most and review your insurance and financial plans. With National Seat Belt Day reminding us about safety on the road, now’s a great moment to make sure your auto and life insurance coverage fit your needs. Whether you’re preparing for the holidays or simply taking time to regroup, my team and I are here to help you!

At the John Cho State Farm Agency, we’re proud to serve Oceanside and the greater San Diego County area with a wide range of coverage options. We help customers in Carlsbad and Vista with auto insurance and electric vehicle coverage, and assist neighbors in San Marcos and Encinitas with life and health insurance plans. Our team also supports residents of Rancho Santa Fe, Del Mar, and Solana Beach with business and motorcycle insurance, including e-bike and golf cart coverage.

If you’re a business owner, we offer key person insurance, executive bonus plans, income protection, EPLI, and more. We can also assist with Med Sup Insurance (Plans A, C, D, F, G, N), long-term care coverage (FCB/LTCI), charitable giving, and pet insurance. With discounts of over 40% when you bundle, plus 24/7 customer service, we work hard to keep things simple and affordable.

As a long-time business owner, husband, father of two, and active member of our local community, I understand the importance of protecting your family and your business. I’m a proud graduate of the University of Michigan, former SFC parent, current Wheaton College, IL parent, and an engaged member of our local church, the Salvation Army Oceanside Advisory Board, and the Encinitas Business Exchange (EBX), where I’ve served as past VP and President.

I have over 36 years of experience with State Farm and lead a team with over 60 years of combined knowledge. Sandy, Bruce, Kerrigan, Edwin, and Francisco are ready to help with your insurance needs, offering local, bilingual service with no fees and just one month down to start. We speak Spanish, German, Korean, and English, and are here to help!

Give us a call or contact us online. We make it easy!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

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The mission of The John Cho State Farm Agency is to help individuals, families and businesses manage the risks of everyday life, recover from the unexpected and realize their dreams. We will do this by educating you so you can make informed decisions. We are committed to providing prompt, professional, and courteous service.

Available Positions
Account Associate - State Farm Agent Team Member

Oceanside, CA Full Time

Account Representative - State Farm Agent Team Member

Oceanside, CA Full Time

Customer Relations Representative - State Farm Agent Team Member

Vista, CA Full Time

Customer Service Representative - State Farm Agent Team Member

Carlsbad, CA Full Time

Receptionist - State Farm Agent Team Member

Oceanside, CA Full Time

Learn more about our agency and the career opportunities with us.
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.